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vinod kaniti

@vinodkaniti

Senior Mortgage Analyst with 5+ years in Australian lending, refinance, asset finance, credit assessment, and settlements.

India

Message

What I'm looking for

I want to leverage my Australian mortgage operations and credit assessment expertise to join a progressive organisation. I’m looking for a Senior Mortgage Broker Assistant/Mortgage Operations role where I can lead teams and strengthen client and lender relationships.

Australian Mortgage & Lending Specialist with 5+ years of experience managing end-to-end residential lending, refinance, first home buyer, self-employed, asset finance, car loan, and personal lending applications. Experienced in serviceability assessments, credit analysis, loan structuring, lender policy interpretation, MyCRM, Infynity, and Australian lender portals.

Proven track record supporting brokers, BDMs, lenders, and clients through the complete lending lifecycle from application to settlement. Skilled in managing complex lending scenarios, stakeholder relationships, and high-volume loan pipelines across major banks, non-bank lenders, and specialist finance providers.

Currently seeking remote and offshore opportunities as a Senior Mortgage Analyst, Lending Operations Specialist, Mortgage Credit Analyst, or Mortgage Operations Team Lead.

Experience

Work history, roles, and key accomplishments

Current

Senior Mortgage Broker Assistant

Current

Heymitty Pty Ltd & Compare Financials Pty Ltd

Sep 2019 - Present (6 years 9 months)

Managed the full Australian lending lifecycle from lead generation through settlement and post-settlement support, including residential, refinance, and first home buyer lending. Supported hundreds of loan applications, prepared high-quality submissions that reduced assessor queries, coordinated settlements with key stakeholders, and mentored processing teams.

Credit Analysis Lender Policy Interpretation Loan Packaging & Submissions Infynity Stakeholder Management

Chief Technology Officer (CTO)

Likha Business Solutions Pvt Ltd

Jan 2018 - Jan 2019 (1 year)

Led IT and digital operations, including software and website development, CRM management, and digital marketing campaigns. Managed cross-functional teams and improved operational processes through business process automation and project coordination.

IT Operations CRM Administration Digital Marketing Website Development Software Development Leadership Business Process Automation Project Coordination Team Leadership Business Systems Management Cross Functional Communication

Freelance Web & Digital Consultant

Freelance Consultant

Jan 2016 - Jan 2018 (2 years)

Provided end-to-end freelance services across website development, front-end design and implementation, SEO, and social media marketing. Delivered graphic design and branding, coordinated projects, and maintained client relationships across multiple client engagements.