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minisha mohan

@minishamohan

Senior Mortgage Processor at Homfin Loans & Mortgage Solutions Pvt Ltd, processing home loans from lodgement through approval and settlement.

India
Message

At Homfin Loans & Mortgage Solutions Pvt Ltd, I process owner-occupied, investment, refinancing, top-up, and variation loans from lodgement through approval and settlement. I assess serviceability and borrowing capacity, verify client documents, and coordinate with clients, brokers, lenders, valuers, and settlement teams.

At Wipro Technologies Ltd, I conducted enhanced due diligence, sanctions screening, transaction monitoring, and high-risk customer investigations. I helped improve self-service resolution rates by 30% through process enhancement and workflow optimization.

At ANZ (Australia and New Zealand Banking Group), I carried out customer due diligence across superannuation, pension, and investment portfolios. I investigated and escalated 250+ suspicious transactions monthly, contributing to a 15% reduction in fraud exposure, and supported 100% audit readiness.

Experience

Work history, roles, and key accomplishments

HL
Current

Senior Mortgage Processor

Homfin Loans & Mortgage Solutions Pvt Ltd

May 2025 - Present (1 year 5 months)

Process owner-occupied, investment, refinancing, top-up and variation loans from lodgement through approval and settlement. Assess serviceability and borrowing capacity using various lender calculators and ensure compliance with Responsible Lending requirements.

Wipro Technologies Ltd logoWL

Solution Delivery Analyst

Jul 2022 - Sep 2023 (1 year 2 months)

Performed Quality Assurance Checker, Enhanced Due Diligence (EDD), and high-risk customer investigations to ensure AML/KYC compliance. Improved self-service resolution rates by 30% through process enhancement and workflow optimization initiatives.

ANZ (Australia and New Zealand Banking Group) logoAG

Senior KYC Analyst – Superannuation, Pensions & Investments

Jul 2012 - Jul 2022 (10 years)

Executed end-to-end Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) across superannuation, pension, and investment portfolios in compliance with APRA, ASIC, and AML/CFT regulatory frameworks. Monitored, investigated, and escalated 250+ suspicious transactions monthly, driving a 15% reduction in fraud exposure.

Education

Degrees, certifications, and relevant coursework

Bharathiar University logoBU

Bharathiar University

Master of Business Administration, Finance and Marketing

Master of Business Administration in Finance and Marketing from Bharathiar University, completed in 2011.

Bharathiar University logoBU

Bharathiar University

Bachelor of Commerce, Computer Applications

Bachelor of Commerce with a focus on Computer Applications from Bharathiar University, completed in 2009.

Tech stack

Software and tools used professionally

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