At ANZ, I assess Australian home loan applications and make independent credit decisions under Delegated Credit Authority for exposures up to AUD 2.5 million.
In my current Credit Assessment Officer role, I review automated system alerts, collateral information, and income documents using ANZ platforms, CoreLogic, and title searches. I’ve maintained 100% Service Level Agreement adherence while following the Banking Code of Practice.
Previously, as a Senior Banking Operations Analyst at ANZ Bank, I assessed home loan applications and reviewed income, credit reports, and collateral documents. I also identified undisclosed debt or missing financial information to help protect application integrity.
I hold an MBA in Finance from Indira Institute of Management and a B.Tech in Computer Engineering from VIT Pune.

