I am looking for flexibility and a dynamic, international environment with eco-friendly values. I thrive in forward-thinking team cultures where I can continuously grow, learn, and develop my skills while contributing to meaningful projects.

Viktor Lanza
@viktorlanza
Branch Manager at PerMicro, managing microcredit and financial inclusion for B2B and institutional partners.
What I'm looking for
At PerMicro S.p.A., I direct branch operations and commercial management focused on microcredit and financial inclusion for B2B and institutional partners. I evaluate credit risk and build relationships with local authorities, trade associations, and corporate partners.
Previously, at Compass Banca S.p.A. (Mediobanca Group), I managed B2B client relationships and merchant networks for Heylight BNPL, while analyzing credit requests and monitoring account health. My background also includes B2B customer care and back-office work at Network Contacts S.r.l., supported by studies in business law, cyber security, and economics and digital data analysis.
Experience
Work history, roles, and key accomplishments
Branch Manager
PerMicro S.p.A.
Oct 2025 - Present (1 year)
Direct operational planning and commercial management of the branch, specializing in microcredit and financial inclusion for B2B and institutional partners. Evaluate and manage credit risk for business initiatives, monitoring account performance metrics and key financial KPIs.
Credit Analyst & Commercial Account Manager
Compass Banca S.p.A.
May 2023 - Oct 2025 (2 years 5 months)
Managed day-to-day B2B client relationships and merchant partner networks, driving commercial expansion for innovative FinTech payment solutions (focus on Heylight BNPL). Performed financial and risk analysis for consumer credit and financing requests, ensuring rigorous compliance with regulatory frameworks and preliminary KYC checks.
Administrative & Workflow Coordinator
University of Bari Aldo Moro
Sep 2022 - Jan 2023 (4 months)
Oversaw administrative compliance, document control, and digital archiving for academic and institutional records, ensuring full regulatory adherence.
Customer Care & Back Office Specialist (B2B)
Network Contacts S.r.l.
Mar 2018 - Dec 2022 (4 years 9 months)
Managed a high-value B2B client portfolio, serving as the primary point of contact for complex operational queries and multi-channel communications. Coordinated multi-step administrative workflows and customer retention campaigns, reducing churn and improving overall service satisfaction.
Education
Degrees, certifications, and relevant coursework
Pegaso University
M.Sc., Economics, Digital Data Analysis & Public Administrations
2025 -
Pursuing an M.Sc. in Economics, Digital Data Analysis & Public Administrations, expected to complete in the future.
MANDS Business School
Master's Degree, Cyber Security & Legal Intelligence
2023 - 2024
Completed a Master's Degree in Cyber Security & Legal Intelligence from MANDS Business School from 2023 to 2024.
University of Bari Aldo Moro
Master's Degree, Business Law
2017 - 2023
Earned a Master's Degree in Business Law (Laurea Magistrale in Giurisprudenza d'Impresa) from the University of Bari Aldo Moro from 2017 to 2023.
ITET Gaetano Salvemini
High School Diploma, Administration, Finance & Marketing
2011 - 2016
Completed a High School Diploma in Administration, Finance & Marketing (AFM Accountant Qualification) from ITET Gaetano Salvemini from 2011 to 2016.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
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