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Viktor LanzaVL
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Viktor Lanza

@viktorlanza

Branch Manager at PerMicro, managing microcredit and financial inclusion for B2B and institutional partners.

Italy
Message

What I'm looking for

I am looking for flexibility and a dynamic, international environment with eco-friendly values. I thrive in forward-thinking team cultures where I can continuously grow, learn, and develop my skills while contributing to meaningful projects.

At PerMicro S.p.A., I direct branch operations and commercial management focused on microcredit and financial inclusion for B2B and institutional partners. I evaluate credit risk and build relationships with local authorities, trade associations, and corporate partners.

Previously, at Compass Banca S.p.A. (Mediobanca Group), I managed B2B client relationships and merchant networks for Heylight BNPL, while analyzing credit requests and monitoring account health. My background also includes B2B customer care and back-office work at Network Contacts S.r.l., supported by studies in business law, cyber security, and economics and digital data analysis.

Experience

Work history, roles, and key accomplishments

CS

Credit Analyst & Commercial Account Manager

Compass Banca S.p.A.

May 2023 - Oct 2025 (2 years 5 months)

Managed day-to-day B2B client relationships and merchant partner networks, driving commercial expansion for innovative FinTech payment solutions (focus on Heylight BNPL). Performed financial and risk analysis for consumer credit and financing requests, ensuring rigorous compliance with regulatory frameworks and preliminary KYC checks.

Education

Degrees, certifications, and relevant coursework

Pegaso University logoPU

Pegaso University

M.Sc., Economics, Digital Data Analysis & Public Administrations

2025 -

Pursuing an M.Sc. in Economics, Digital Data Analysis & Public Administrations, expected to complete in the future.

MS

MANDS Business School

Master's Degree, Cyber Security & Legal Intelligence

2023 - 2024

Completed a Master's Degree in Cyber Security & Legal Intelligence from MANDS Business School from 2023 to 2024.

University of Bari Aldo Moro logoUM

University of Bari Aldo Moro

Master's Degree, Business Law

2017 - 2023

Earned a Master's Degree in Business Law (Laurea Magistrale in Giurisprudenza d'Impresa) from the University of Bari Aldo Moro from 2017 to 2023.

IS

ITET Gaetano Salvemini

High School Diploma, Administration, Finance & Marketing

2011 - 2016

Completed a High School Diploma in Administration, Finance & Marketing (AFM Accountant Qualification) from ITET Gaetano Salvemini from 2011 to 2016.

Tech stack

Software and tools used professionally

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