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Vaibhavi Parvatikar

@vaibhaviparvatikar

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Senior manager product consultant driving CBDC and blockchain payments at scale.

India

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What I'm looking for

I want to lead product and operations for compliant digital currency and fintech ecosystems—driving cross-border adoption, strong stakeholder alignment, and market-ready delivery. I’m especially interested in CBDC/DLT payment strategy, go-to-market execution, and stabilization post-launch.

I’m a Senior Manager & Product Consultant with extensive experience in strategy consulting, fintech product mapping, and blockchain payment strategy, leading cross-industry digital transformations and then pivoting into banking to head CBDC and DLT payment initiatives.

At StandardCharteredBank, I led operations and product design for institutional digital currency offerings for global clients, collaborating with government institutes across APAC. I supported release of 3 successful digital currency products, helped stabilize the APAC CBDC offering, and worked on cross-border mBridge and MAS Project Ubin for real-time, atomic settlement, while also delivering tokenized deposit capabilities for treasury management. Previously at KPMG and Cognizant, I strengthened product risk and third-party risk management capabilities and improved delivery through automation, user-story planning, and UAT supervision—translating strategy into market-ready, compliant operations.

Experience

Work history, roles, and key accomplishments

Senior Manager - CBDC Payments

Standard Chartered Bank

Jan 2023 - Jan 2025 (2 years)

Led operations and product design for institutional digital currency offerings for global clients, partnering with HKMA and MAS on CBDC initiatives including mBridge and Project Ubin. Released 3 successful digital currency products and supported APAC CBDC lifecycle deployment, stabilization, and operational readiness across offshore teams.

CBDC Product Management Project Management Stakeholder Management Agile Delivery Tokenized Deposits Operational Readiness

Consultant - CIO Advisory

KPMG Global Services

Jan 2022 - Jan 2023 (1 year)

Conducted third-party risk management (TPRM) assessments and due diligence for Europe-region vendors for a life sciences client. Performed risk analysis across categories including cyber, sanctions, privacy, and adverse events, supporting governance and vendor oversight.

Third Party Risk Management Risk Assessment Due Diligence Governance Cyber Risk Analysis Sanctions Screening

Consultant - Digital Transformation

Cognizant Digital Business

Jan 2020 - Jan 2022 (2 years)

Delivered digital transformation and strategy initiatives for US-based financial services, including taxation platform deployment support and user story creation for SAP-aligned requirements. Automated deploy testing by 40% and supported solution implementation that reduced CMS IT cost by 8%.

Digital Transformation Agile Delivery SQL SAP A B Testing User Stories Change Management