Open to opportunities

Utkarsh Arya

@utkarsharya

Message

Finance and fintech professional delivering data-driven insights, governance, and revenue growth.

Germany

Message

What I'm looking for

I’m looking for a role where I can combine finance, fintech, and go-to-market execution—turning complex regulatory and financial signals into clear decisions, measurable growth, and pragmatic stakeholder-ready action plans.

I’m a finance and business professional currently pursuing an M.Sc. in Business Economics at Otto von Guericke University in Germany. My work spans financial fact-finding, vendor optimization, regulatory and operational gap assessments, and building actionable governance frameworks for complex payment and fintech environments.

At PwC, I helped a major bank uncover operational cost leakage across card portfolios, supporting 5%+ P&L savings through benchmarking and multi-year negotiations. I also advised senior stakeholders on corrective action plans, authored thought leadership on connected banking, and earned a Recognition & Reward for maintaining a 95%+ client satisfaction rating while executing critical delivery under tight project lifecycles. Previously, I drove enterprise sales impact at a payments aggregator—generating €11M+ annualized GMV and building ARR from 12 major corporate accounts—while integrating B2B client feedback loops to accelerate product enhancements.

Experience

Work history, roles, and key accomplishments

Associate

PricewaterhouseCoopers Services LLP

May 2024 - Mar 2026 (1 year 10 months)

Executed financial fact-finding and vendor cost optimization for a major bank to uncover card-portfolio cost leakage and unlock 5%+ P&L savings via benchmarking and multi-year contract negotiations. Supported corporate planning governance (RACI, RAID logs), performed regulatory and operational gap assessments for fintech compliance, and authored a thought-leadership white paper on connected bankin

Fact Finding Cost Optimization Benchmarking Contract Negotiation Project Planning Regulatory And Operational Gap Assessment Compliance Testing Risk Mitigation

Business Development Manager

Easebuzz Private Limited

Apr 2023 - Apr 2024 (1 year)

Generated over €11M annualized Gross Merchandise Value (GMV) by conducting market analysis and onboarding 50+ enterprise and mid-market merchants. Acquired 12 major corporate accounts yielding over €110k in ARR, built a €330k sales pipeline, and partnered with product engineering teams to incorporate enterprise client feedback and drive priority wins.

Enterprise And Mid Market Merchant Onboarding Market Analysis Annualized GMV Growth Sales Pipeline C Level Pitching

Intern - Business Development

Eat Better Co

Dec 2022 - Jan 2023 (1 month)

Conducted regional market research and competitor benchmarking through on-site visits and interviews with 22 automobile dealerships. Negotiated and secured 2 major B2B sales contracts to expand corporate account share and drive localized sales growth.

Market Research Competitive Benchmarking Dealership Interviews

Intern - E-Commerce Growth

Syngenta

Apr 2022 - Jun 2022 (2 months)

Engineered a cross-functional workflow for the digital commerce business unit to eliminate communication friction across sales, finance, operations, and corporate legal divisions. Cultivated commercial alliances with domestic agri-tech platforms to scale direct-to-consumer digital sales networks.

E Commerce Operations Interdepartmental Coordination (Sales Finance Operations Legal Commercial Alliance Building

Education

Degrees, certifications, and relevant coursework

Otto von Guericke University Magdeburg

Master of Science in Business Economics, Business Economics

2026 -

Activities and societies: EU Green Blended Intensive Program: Sustainability, Finance and Taxation

Master of Science in Business Economics (Apr 2026–present) with coursework including International Financial Reporting Standards (IFRS).

Symbiosis Institute of Business Management

Master of Business Administration (MBA), Business Administration

2021 - 2023

Master of Business Administration (MBA) at Symbiosis International University (Jul 2021–Mar 2023).

Symbiosis Centre for Management Studies

Bachelor of Business Administration (Financial Management), Financial Management

2018 - 2021

Grade: GPA: 6.76 / 10.00

Activities and societies: Academic project: Conducted comprehensive DCF valuation and financial statement analysis for Tesla; built a dynamic financial model for a cab aggregator to project revenue scaling and evaluate unit economics.

Bachelor of Business Administration (Financial Management) at Symbiosis International University (Jul 2018–Jun 2021).