Open to opportunities

Tobi Dele-Safa

@tobidele-safa

Senior product leader building and scaling credit, fraud, and regulated financial products that drive adoption and portfolio growth.

Zimbabwe

Message

What I'm looking for

I’m looking for a product leadership role where I can own roadmaps, lead cross-functional execution, and strengthen risk/compliance while building customer-centric credit and fraud experiences in regulated, high-scale environments.

I’m a product leader with 5+ years of experience building and scaling financial products across credit, core banking, and fraud. I bridge the gap between engineering and end-users to deliver seamless experiences that improve adoption, repayment satisfaction, and portfolio quality—especially in high-volume, regulated environments.

At Kuda, I’ve owned roadmaps for credit products, platform infrastructure, and compliance tooling, including Smart Overdraft, loan servicing, and fraud automation while aligning business goals with regulatory requirements. I lead cross-functional delivery and have driven measurable outcomes such as stabilizing an adoption funnel and migrating 25k+ customers, improving infrastructure reliability with a .NET 8 migration, and mentoring PMs to help the team consistently meet and exceed quarterly OKR targets.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Manager - Credit

Current

Kuda

Jan 2023 - Present (3 years 6 months)

Owned the Credit Tribe roadmap across Credit and Credit Platform teams for 7M+ global users, aligning delivery with regulatory requirements. Stabilised Smart Overdraft adoption, migrated 25k+ performing customers with <40% drop-off, led credit infrastructure migration to .NET 8, and reduced overdraft offset timing from 3–5s to 2s.

Product Roadmap Credit Products Loan Servicing Regulatory Compliance Onboarding .NET 8+Test Coverage Risk Management Days Past Due Framework Mentoring Product Managers

Product Manager - Fraud

PricewaterhouseCoopers

Jan 2020 - Jan 2023 (3 years)

Led the revamp of an ML-powered fraud detection platform for major financial institutions, owning the full product development lifecycle and driving roadmap delivery and stakeholder buy-in. Integrated developer tools (CLI, SDK) and led a B2B2C credit risk solution revamp, contributing to ongoing governance, risk, and compliance (GRC) offerings.

Fraud Detection Product Roadmap Stakeholder Management Security And Privacy Requirements Audit Readiness Backlog Grooming Developer Tools CLI SDK Governance Risk & Compliance (GRC)

Co-Founder and Lead Product Manager

Alafia

Jan 2018 - Jan 2022 (4 years)

Co-founded and led product for a mental healthcare health-tech startup, spearheading go-to-market and achieving a successful launch with 30+ early adopters. Conducted market research to identify competitor landscape and user needs, and iterated the product to drive 20% year-over-year user growth.

Go To Market (GTM)Product Strategy Market Research

Technical Product Manager - Nerve

Kuda

Built and managed core platform infrastructure supporting credit, fraud, and account servicing flows. Implemented batch processing and reconciliation tooling for KYC/PND, lien surveillance, and debt provisioning, and delivered 50+ features including dashboards and fraud detection workflows.