Open to opportunities

Tarushi Agrawal

@tarushiagrawal

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Product Manager building consumer and enterprise fintech/e-commerce products from strategy to delivery.

India

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What I'm looking for

I’m looking for a product role where I can own end-to-end strategy and delivery in fintech or AI-enabled products—balancing user research, technical scoping, and commercial outcomes with strong cross-functional execution.

I’m a Product Manager with experience building consumer-facing and enterprise products across fintech and e-commerce—from mobile commerce flows and personalised experiences to payments infrastructure and AI-powered feature delivery. My background spanning engineering, management consulting, and product ownership keeps me hands-on across technical scoping, stakeholder alignment, and commercial execution.

At Indus Valley Partners (IVP), I owned product strategy and OKRs across enterprise and ground-up redesign workstreams, leading 0-to-1 delivery of a mobile wire approval app. I cut payment turnaround time by ~80%, reduced manual wire creation time by 90% with GenAI automation, and converted validated user pain points into a $60K+ paid add-on revenue pipeline—while maintaining churn 67% below fintech benchmarks and NPS of 8.

I also drove measurable platform outcomes at scale: shipped GenAI features (Chat-to-Wire, PDF-to-Wire) via LLM pipelines, enforced UAT governance and pre-release validation for 5+ clients with zero production defects, and sustained 83% schedule adherence with 100% SLA compliance. I directed ISO 20022 compliance migration across SWIFT, ACH, and Fedwire, delivering 99% straight-through processing (STP) efficiency, and ensured consistent quarterly release cadence with 30+ enhancements per quarter.

Experience

Work history, roles, and key accomplishments

Current

Product Manager – Payments

Current

Indus Valley Partners (IVP)

Apr 2024 - Present (2 years 3 months)

Owned product strategy and roadmap for enterprise payments and led 0-to-1 delivery of a mobile wire approval app, improving turnaround time and adoption. Drove GenAI (Chat-to-Wire, PDF-to-Wire) via LLM pipelines, supported enterprise GTM/upsell, and led ISO 20022 migration with SWIFT MT/MX, ACH, and Fedwire compliance.

Product Strategy Product Roadmap User Research GenAI Chat To Wire PDF To Wire Wire Transfer Operations GTM Execution Release Management ISO 20022 ACH Fedwire Conditional Routing Clearing and Settlement NPS Postmortem Protocol

Summer Intern

ICICI Bank

Apr 2023 - Jun 2023 (2 months)

Assessed credit risk and working capital needs of Indian SMEs to support structured financing disbursement. Applied liquidity, debt, and profitability ratio analysis to evaluate repayment capacity across a borrower portfolio.

Credit Analysis Working Capital SME Finance Repayment Capacity Assessment Data Driven Decision Making Financial Product Design Foundation

Market Research - Live Project

Frost & Sullivan

Feb 2023 - Apr 2023 (2 months)

Collaborated with an insurance firm to design the Corporate India Risk Index for the manufacturing sector using a multi-layer risk framework. Quantified macro, sectoral, and firm-level risk exposures and synthesized interview and secondary research into structured risk benchmarks for underwriting support.

Risk Index Design Risk Frameworks Firm Level Risk Analysis Underwriting Support Primary Interviews Quantitative Index Development

Associate Consultant - E-commerce Tech

Ernst & Young LLP

Sep 2020 - Jun 2022 (1 year 9 months)

Built an end-to-end Flutter commerce product for a Qatar retailer, delivering search, cart, checkout, order tracking, and personalized recommendations. Identified and optimized performance bottlenecks across GraphQL and REST APIs and supported structured PRDs/API specs and UAT sign-off for timely, defect-free releases.

Flutter PRDs User Guides GraphQL REST APIs Performance Optimization Sprint Planning Stakeholder Review