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Sohelia Thorne

@soheliathorne

Senior risk leader at TD BANK overseeing international product governance and market expansion across regulatory environments.

United States

Message

At TD BANK, I lead second-line risk reviews for international products, market expansion, and business changes. I establish governance standards across the product lifecycle and assess market-entry readiness against OSFI expectations.

At ALLY FINANCIAL, I consolidated 90+ dashboards into 35 streamlined solutions, improving transparency, data quality, and executive decision-making. I also assessed emerging risks and transformed governance and monitoring processes.

At WELLS FARGO, I led regulatory implementation and business-change readiness, onboarding seven customer segments, and contributed to a 75% aggregate improvement across operational and compliance measures. I also helped close 10+ regulatory findings and corrective actions through operational-risk work.

Experience

Work history, roles, and key accomplishments

Current

Risk Specialist, Senior Manager

Current

TD Bank

Mar 2024 - Present (2 years 8 months)

Serves as primary risk management contact for international product and expansion matters, providing independent challenge and strategic guidance. Leads cross-functional risk reviews and establishes governance frameworks for international retail and consumer financial products.

Risk Management Independent Challenge Governance Retail Banking Consumer Lending OSFI Third Party Risk AI Tokenized Deposits

Principal

Ally Financial

Jan 2022 - Oct 2023 (1 year 9 months)

Advised technology, risk, and business executives on governance frameworks and risk performance. Consolidated 90+ dashboards into 35 streamlined solutions, improving transparency and decision-making.

Governance Risk Management Dashboard Consolidation Executive Reporting Business Continuity

Business Initiatives Consultant

Wells Fargo

Apr 2017 - Dec 2021 (4 years 8 months)

Led governance and regulatory implementation across Community and Business Banking, onboarding seven customer segments. Developed executive scorecards and led financial-crimes investigations, contributing to a 75% improvement in operational and compliance measures.

Governance Regulatory Guidance Implementation Financial Crime Scorecards MRA MRIA Remediation

Operational Risk Consultant

Wells Fargo

Oct 2014 - Apr 2017 (2 years 6 months)

Designed operational-risk frameworks and scoring methodologies across multiple business units. Closed 10+ regulatory findings and corrective actions, including MRAs, MRIAs, and audit issues.

Operational Risk RCSA KPIs Control evaluation Regulatory Remediation

Vice President, Senior Operations Project Consultant

Bank of America

Nov 2013 - Sep 2014 (10 months)

Led process, control, and governance initiatives for Consumer Banking products, centralizing reporting to improve risk visibility and decision-making. Evaluated operational risks and control weaknesses with business and technology leaders.

Process Improvement Governance Risk Assessment Consumer Banking

Assistant Vice President, Senior Business Controls Specialist

Bank of America

Jun 2012 - Nov 2013 (1 year 5 months)

Directed a LEAN operating-model transformation with $10M+ program scope, coordinating multiple stakeholders. Redesigned the Impact Assessment Questionnaire process, reducing processing time by 40%.

Lean Process Redesign Program Management Stakeholder Coordination

Assistant Vice President, Senior Financial Analyst

Bank of America

Jan 2010 - Jun 2012 (2 years 5 months)

Led requirements, testing, training, and process-improvement initiatives for enterprise financial operations. Partnered with Finance, Operations, and Technology to enable major workflow implementations.

Requirements Gathering Testing Training Process Improvement Finance Operations