Sead Nuspahic
@seadnuspahic
Versatile finance professional with expertise in credit and collections.
What I'm looking for
I am a versatile Credit and Collection professional with over 20 years of experience in finance, accounting, and administration. My career has been marked by a commitment to excellence and a passion for supporting organizational success through effective credit management and financial analysis. Currently, I serve as a Credit Analyst at Valpak, where I review and authorize credit worthiness for large accounts, ensuring timely collections and compliance with legal standards.
Throughout my career, I have held various roles that have honed my skills in risk management, financial reporting, and project management. My tenure as Head of Finance at Atom Holding Limited and Senior Risk Management Officer at Ziraat Bank has equipped me with a robust understanding of financial operations and risk assessment. I pride myself on my ability to build strong relationships with clients and colleagues, which has been instrumental in achieving organizational goals and maintaining compliance with banking regulations.
I am eager to leverage my extensive background in finance and risk management to contribute to a progressive organization that values growth and superior performance. My analytical skills, combined with my dedication to excellence, make me a valuable asset to any team.
Experience
Work history, roles, and key accomplishments
Credit Analyst I / Accounts Receivable
Valpak
Nov 2018 - Present (6 years 8 months)
Reviewed, analyzed, and authorized creditworthiness for a high volume of large accounts daily, utilizing Salesforce for payment collection. Ensured timely and accurate billing, cash receipt posting, payment processing, and adjustment creation.
Head of Finance
Atom Holding Limited
Dec 2016 - Oct 2018 (1 year 10 months)
Led financial accounting and reporting, payroll preparation and administration, and budget preparation. Managed project accounting and risk management functions for the company.
Senior Risk Management Officer
Ziraat Bank
Jul 2013 - Nov 2016 (3 years 4 months)
Monitored asset-liability management, market risk positions, and liquidity, providing regular reports to ensure compliance with banking regulations. Carried out stress testing and scenario analysis on market risk exposure and estimated provisions using historical data for risk portfolios.
Client Relationship Manager
World Financial Group Inc
Aug 2009 - Jan 2013 (3 years 5 months)
Built and maintained relationships with numerous insurance and financial service companies. Assisted clients in maximizing their financial investments and provided monthly reports for the department and upper management.
Insurance Sales Associate
Bankers Life & Casualty Company
May 2009 - Aug 2009 (3 months)
Sold insurance services to customers and helped clients understand different types of insurance plans. Assisted clients with choosing the right plans for their financial goals, consistently exceeding customer satisfaction.
Sales Manager
Ambex Coffee Roasters & Grinders
Oct 2008 - May 2009 (7 months)
Led the sales team to maximize sales and profits while managing individual projects. Oversaw the transport of customer goods and consistently exceeded sales performance goals.
Senior Account Manager
Bosna Bank International
Jul 2007 - Sep 2008 (1 year 2 months)
Fostered and maintained relationships with large companies in the Bosnian market, organizing the budgeting process for the bank and its branches. Successfully acquired new accounts by selling a large number of banking products and managed accounts for both large and small businesses.
Associate
Passion Pictures
Jun 2002 - May 2005 (2 years 11 months)
Worked on advertising projects and participated in photo shoots. Demonstrated the ability to work effectively both independently and as part of a team.
Customer Service Representative
Nur-Export
Jun 1998 - May 2001 (2 years 11 months)
Assisted customers with grocery needs, including finding items, taking orders, and processing payments. Contributed to improving store organization and logistics, implementing the FIFO system to boost sales.
Education
Degrees, certifications, and relevant coursework
IIUM Graduate School of Management
Master of Science, Management
2006 - 2007
Completed a Master of Science in Management, focusing on advanced management principles and practices. Gained expertise in strategic decision-making and organizational leadership.
International University
Bachelor of Arts, Business Administration - Finance
2002 - 2006
Earned a Bachelor of Arts in Business Administration with a concentration in Finance. Developed a strong foundation in financial principles, accounting, and business operations.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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