Open to opportunities

John Coruthers

@johncoruthers

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Senior credit and collections analyst focused on reducing DSO and risk.

United States

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What I'm looking for

I seek roles that let me lead credit and collections operations, reduce DSO, implement process improvements, mentor teams, and work cross-functionally in collaborative, compliance-focused environments.

I am a Senior Credit and Collections Analyst with multi-decade experience managing high-volume accounts and reducing delinquency across industries. I have led centralized credit and collections operations, handled portfolios up to millions in exposure, and consistently met aggressive weekly and monthly collection goals.

My strengths include credit risk analysis, dispute resolution, implementing escalation procedures, and producing actionable reporting for CFOs and controllers. I have hands-on experience with NetSuite, Salesforce, and building processes that improved recovery rates and operational efficiency.

I hold multiple industry certifications (CBA, CCRA, CCS, CBCS) and a CLTD credential, and I bring a customer-focused, “white glove” approach to collections while ensuring compliance with legal and accounting controls.

Experience

Work history, roles, and key accomplishments

Senior Credit/Collections Analyst

Phera Solutions

Aug 2023 - Sep 2025 (2 years 1 month)

Managed collections for 50–60 past-due invoices daily, developed escalation procedures and improved recovery rates, and ensured compliance with invoicing and collection controls while recording activity in Salesforce and NetSuite.

Accounts Receivable Collections Salesforce NetSuite Credit Risk Analysis Invoicing & Compliance

Senior Credit/Collections Analyst

Morningstar, Inc.

Jan 2019 - Aug 2023 (4 years 7 months)

Monitored credit and collections for 725 accounts across eight divisions, centralized billing and collections processes, maintained a DSO of 47 days, and produced reports for finance and sales leadership.

Credit Monitoring Collections DSO Management Reporting Financial Analysis Customer Service Billing

Manager Credit/Collections

C.H. Robinson

Apr 2001 - Jan 2019 (17 years 9 months)

Led credit and collections operations, reviewed 40–50 credit requests daily, managed AR aging and collections efforts, approved credit lines up to $5,000,000 and performed risk analysis on accounts up to $10,000,000.

Collections AR Aging Risk Analysis Cash Collections Leadership Cross Functional Collaboration

Senior Collection Specialist

LINC Scientific Leasing

Jan 1992 - Jan 2001 (9 years)

Performed outbound collections, monitored delinquent accounts, identified causes of non-payment, and collected over $1,000,000 in late fees annually while preserving customer relationships.

Collections Customer Service Dispute Resolution Outbound Calling Reporting