Kerry Hritsik
@kerryhritsik
Product Owner and seasoned Finance professional
United StatesWhat I'm looking for
As a seasoned finance and risk management professional with over 25 years of experience, I have consistently driven organizational success through expert financial analysis, underwriting, and process optimization. My proven track record of managing high-performing, cross-functional teams across global locations has resulted in measurable gains in productivity and revenue growth.
Throughout my career, I have been recognized for spearheading high-impact projects that optimize systems, streamline workflows, and ensure adherence to stringent SLAs. My expertise in project management, change management, strategic thinking, and problem-solving has enabled me to deliver results that mitigate risk, prevent losses, and enhance operational efficiency.
I am a key contributor to business transformation initiatives, designing and implementing process improvements that reduce liability and improve compliance across diverse investor and insurer requirements. My ability to collaborate with internal and external clients has facilitated smooth loan processing, delivering exceptional customer service and resolving issues proactively.
Experience
Credit Risk Analyst
Guaranteed Rate
Apr 2020 - Oct 2023 (3 years 6 months)
Managed the underwriting loan pipeline, conducting in-depth reviews of loan transactions for compliance with investor guidelines. Collaborated with clients to ensure smooth loan processing and exceptional customer service.
Underwriting Consultant
Divvy Homes
Jan 2019 - Mar 2020 (1 year 2 months)
Analyzed complex credit and income data, improving decision-making accuracy and expanding underwriting guidelines. Developed a fraud prevention policy and trained assistant underwriters to enhance loan approval rates.
Senior Risk Manager
Capital One
Feb 2014 - May 2018 (4 years 3 months)
Led product design and delivery of a tracking application, managing cross-functional teams and ensuring timely delivery of features. Implemented training initiatives and identified risk management opportunities.
Risk Manager
Capital One
Jul 2012 - Feb 2014 (1 year 7 months)
Managed a cross-functional team to ensure timely responses to counterparties, developed compliance tracking tools, and led a transformation project to optimize processes and reduce liability risk.
Risk Underwriter
Capital One
Jan 2009 - Jul 2012 (3 years 6 months)
Conducted risk assessments on legacy portfolios, engaged in negotiations with counterparties, and collaborated on system enhancements for reserve modeling.
Underwriter Team Lead
Option One Mortgage
Jan 2001 - Apr 2007 (6 years 3 months)
Led a team of underwriters, ensuring compliance with underwriting standards and improving operational efficiency.
B/C Production Coordinator
Countrywide Wholesale Division
Mar 1998 - Jan 2001 (2 years 10 months)
Coordinated production processes for B/C loans, ensuring adherence to company guidelines and improving workflow efficiency.
Assistant Manager
Brokers Commitment Corporation
Feb 1998 - Mar 1998 (1 month)
Assisted in managing daily operations and ensuring compliance with company policies.
Assistant Manager
The Associates Financial Services
Jan 1995 - Feb 1998 (3 years 1 month)
Supported management in financial services operations, focusing on customer service and compliance.
Tech stack
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