saurabh pradhan
@saurabhpradhan
I lead secure 3DS authentication products for compliant, scalable payment flows.
IndiaWhat I'm looking for
I’m a product leader focused on secure payment authentication, with deep expertise across the full 3DS product lifecycle. At Mastercard, I’ve owned end-to-end authentication performance optimization, improving pass-through rates, minimizing timeouts, and strengthening issuer/ACS connectivity reliability.
I direct EMVCo 3DS 2.x certification programs with zero major observations, ensuring scheme compliance across Visa, Mastercard, Amex, Discover, JCB, UnionPay International, and RuPay ecosystems. I also elevate platform scalability and performance—reducing transaction latency through intelligent validation layers, adaptive caching, and optimized directory server orchestration.
I streamline merchant and PSP integrations by redesigning API frameworks, developer documentation, sandbox environments, and error-handling logic to reduce onboarding friction and time-to-market. I drive next-generation capabilities like decoupled authentication and mobile-based flows, while embedding PSD2 Strong Customer Authentication (SCA) logic (including exemption handling and AReq data orchestration) and maintaining secure-by-design governance with PCI-DSS adherence—supporting my commitment to 99.99% platform availability.
Experience
Work history, roles, and key accomplishments
Owned the end-to-end 3DS product lifecycle, improving authentication pass-through rates, minimizing timeouts, and enhancing issuer/ACS connectivity reliability. Led EMVCo 3DS 2.x certification with zero major observations and drove scalability, observability, and PSD2 SCA-aligned regulatory features.
Drove product vision and roadmap execution for an EMVCo-certified 3DS authentication platform, translating market needs into epics and outcome-focused delivery plans. Led agile squads to deliver secure, scalable capabilities and maintained product governance through documentation and release communications.
Orchestrated end-to-end product integration initiatives for next-generation payment solutions, enabling cross-border and digital enablement platform deployments across client ecosystems. Built standardized onboarding frameworks, served as an interface between product engineering and customer-facing teams, and led product enablement workshops to support go-live outcomes.
Led product design and delivery of a multi-network Acquirer Clearing & Settlement platform to strengthen reconciliation accuracy and transaction lifecycle governance. Partnered with global payment networks to align clearing, settlement, and reconciliation workflows while incorporating regulatory compliance and executive stakeholder feedback into the roadmap.
Worked as a Business Analyst at Capgemini.
Software Executive
3i Infotech
May 2008 - Aug 2010 (2 years 3 months)
Worked as a Software Executive at 3i Infotech.
Business Analyst
Fluous Solutions
Mar 2007 - May 2008 (1 year 2 months)
Worked as a Business Analyst at Fluous Solutions.
Education
Degrees, certifications, and relevant coursework
ICFAI Business School
Master of Business Administration (MBA), Information Systems
2005 - 2007
MBA in Information Systems from ICFAI Business School in Mumbai, completed from 2005 to 2007.
Technocrats Institute of Technology
Bachelor of Engineering, Computer Science
2000 - 2004
Bachelor of Engineering in Computer Science from Technocrats Institute of Technology in Bhopal, completed from 2000 to 2004.
Institute of Product Leadership
AI in Product Management, Product Management
2026 -
Online program in AI in Product Management from May to July 2026.
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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