Sarbani Shanbhag

Processed PPP loans by gathering all necessary documents and calculating average payroll for loan amounts. Reviewed and submitted packages for SBA approval, coordinating with the closing department to expedite funding.

Managed a pipeline of 40+ monthly HELOC loans from processing to underwriting and closing, ensuring proper documentation and booking. Utilized Decision Pro for application review and underwriting, verifying income and DTI, and Laser Pro for loan closing documents.

Managed a pipeline of loans from initial processing to post-underwriting, reviewing assets and calculating funds for closing or reserves. Verified income documentation (paystubs, W2, 1099, tax returns) to calculate qualifying income and utilized Enpower@Loansphere LOS for various loan updates.

Assisted loan officers and borrowers from application to submission, preparing loan summary memos and calculating debt service coverage ratios. Managed good faith deposit budgets and weekly pipeline reports, while also processing PPP loans during the pandemic.

Reviewed FASFA applications and packaged federal grants and student loans based on eligibility and federal guidelines. Ensured compliance with Kaplan and federal policies for financial aid distribution.

Input company financial statements into Moody Risk Analyst, ACAPS, and CLO to calculate debt service coverage and assess repayment ability. Analyzed personal cash flow and prepared written comments on the financial condition of companies, recommending sound decisions for various loan requests.

Spread financial statements on Moody Risk Analyst and Excel, analyzing cash flow and assessing repayment ability for loans. Prepared written comments on the overall financial condition of companies and managed investor funding accounts for mortgage wholesale customers.

Managed Accounts Receivable and collections, including filing small claim suits and processing contracts. Provided administrative and clerical support for the dealership's operations.

Completed a one-year coursework focused on Business Policy, Business Finance, Advanced Business Statistics, Entrepreneurial Development, Management Control Systems, and Advanced Accounting. Gained comprehensive knowledge in various aspects of commerce and accounting.

Studied Cost & Management Accounting, Company Law, Advanced Corporate Accounting and Auditing, Managerial Economics and Business Statistics, Financial Accounting, and Business and Office Management. Developed a strong foundation in corporate secretarial practices and financial principles.

Focused on Management Theory and Practices, Marketing, and Financial Analysis I and II. Acquired knowledge in business information systems and their application in various business functions.

Completed training on credit and financial analysis. This program was organized by 'The Florida RMA School of Commercial Lending'.

Coursework included developing Accounts Receivable, Accounts Payable, and Payroll on an Oracle platform. Gained practical skills in Oracle Financials.