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Bathsheba Celestine

@bathshebacelestine

Experienced commercial loan specialist with strong analytical skills.

United States
Message

What I'm looking for

I am seeking a role that allows me to leverage my financial analysis skills while contributing to a supportive team environment focused on business growth.

I am a dedicated Commercial Loan Specialist with extensive experience in assessing complex loan applications and ensuring compliance with SBA guidelines. My role at the Small Business Administration has honed my ability to analyze financial statements, structure loan terms, and maintain strong relationships with lenders and borrowers alike.

Throughout my career, I have successfully managed multiple projects, streamlined processes, and improved efficiency, all while providing exceptional support to applicants. My background in psychology enhances my communication skills, allowing me to effectively convey complex information and provide guidance to less experienced team members.

I am passionate about helping businesses succeed and thrive under pressure. My commitment to quality work and my ability to adapt to changing environments have consistently earned me high marks in my performance evaluations.

Experience

Work history, roles, and key accomplishments

SO
Current

Commercial Loan Specialist GS:12 Step 3

Small Business Administration OFCA

Feb 2021 - Present (4 years 6 months)

Assessed management experience and past performance to determine the potential for successful business operation and investigated commercial credit factors for loan approval. Analyzed complex commercial loan applications with varied organizational and financial structures, including interlocking relationships.

SP

Disaster Case Manager GS:11

Small Business Administration PCD

Apr 2020 - Present (5 years 4 months)

Served as the primary point of contact for applicants throughout the Public Assistance process, conducting crucial informational meetings. Managed multiple projects simultaneously, ensuring timely completion and adherence to SBA guidelines.

SD

Instructional Assistant

Spring Independent School District

Jul 2018 - Present (7 years 1 month)

Tutored and assisted children individually or in small groups to help them master assignments and reinforce learning concepts. Supervised students in various school areas and on field trips, ensuring adherence to policies and rules.

OG

Waiters - Hosts - Bartender - Food Runner

Oliver Garden

Apr 2014 - Present (11 years 4 months)

Greeted and seated guests, provided menus, and assigned tables according to rotation. Operated cash registers, accepted payments, and managed to-go orders and reservations.

GI

Loan Processor Assistance

God's Asset Realty' Inc

Jan 2014 - Present (11 years 7 months)

Analyzed statements of assets, liabilities, and earnings, and evaluated credit histories to determine creditworthiness for residential loans. Processed home loans and made recommendations on collateral needed to secure loans.

Education

Degrees, certifications, and relevant coursework

University of Houston logoUH

University of Houston

Bachelor's, Psychology

2016 - 2020

Completed a Bachelor's degree in Psychology, gaining a comprehensive understanding of human behavior and mental processes. Developed strong analytical and research skills applicable to various professional fields.

Lone Star College logoLC

Lone Star College

Associate Degree, General Studies

2017 - 2019

Obtained an Associate Degree from Lone Star College, building foundational knowledge and skills. This program provided a solid academic base for further educational pursuits.

CE

Champion School Real Estate

Certificate, Real Estate

2017 - 2018

Earned a Real Estate Certificate from Champion School Real Estate, focusing on key principles and practices in the real estate industry. This included studies in real estate finance, law of agency, and contract forms.

SH

Spring High

Diploma, General Studies

2012 - 2016

Graduated with a Diploma from Spring High, completing the required curriculum for high school education. Developed fundamental academic skills and prepared for higher education.

Tech stack

Software and tools used professionally

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Bathsheba Celestine - Commercial Loan Specialist GS:12 Step 3 - Small Business Administration OFCA | Himalayas