Bathsheba Celestine
@bathshebacelestine
Experienced commercial loan specialist with strong analytical skills.
What I'm looking for
I am a dedicated Commercial Loan Specialist with extensive experience in assessing complex loan applications and ensuring compliance with SBA guidelines. My role at the Small Business Administration has honed my ability to analyze financial statements, structure loan terms, and maintain strong relationships with lenders and borrowers alike.
Throughout my career, I have successfully managed multiple projects, streamlined processes, and improved efficiency, all while providing exceptional support to applicants. My background in psychology enhances my communication skills, allowing me to effectively convey complex information and provide guidance to less experienced team members.
I am passionate about helping businesses succeed and thrive under pressure. My commitment to quality work and my ability to adapt to changing environments have consistently earned me high marks in my performance evaluations.
Experience
Work history, roles, and key accomplishments
Commercial Loan Specialist GS:12 Step 3
Small Business Administration OFCA
Feb 2021 - Present (4 years 6 months)
Assessed management experience and past performance to determine the potential for successful business operation and investigated commercial credit factors for loan approval. Analyzed complex commercial loan applications with varied organizational and financial structures, including interlocking relationships.
Disaster Case Manager GS:11
Small Business Administration PCD
Apr 2020 - Present (5 years 4 months)
Served as the primary point of contact for applicants throughout the Public Assistance process, conducting crucial informational meetings. Managed multiple projects simultaneously, ensuring timely completion and adherence to SBA guidelines.
Instructional Assistant
Spring Independent School District
Jul 2018 - Present (7 years 1 month)
Tutored and assisted children individually or in small groups to help them master assignments and reinforce learning concepts. Supervised students in various school areas and on field trips, ensuring adherence to policies and rules.
Waiters - Hosts - Bartender - Food Runner
Oliver Garden
Apr 2014 - Present (11 years 4 months)
Greeted and seated guests, provided menus, and assigned tables according to rotation. Operated cash registers, accepted payments, and managed to-go orders and reservations.
Loan Processor Assistance
God's Asset Realty' Inc
Jan 2014 - Present (11 years 7 months)
Analyzed statements of assets, liabilities, and earnings, and evaluated credit histories to determine creditworthiness for residential loans. Processed home loans and made recommendations on collateral needed to secure loans.
Education
Degrees, certifications, and relevant coursework
University of Houston
Bachelor's, Psychology
2016 - 2020
Completed a Bachelor's degree in Psychology, gaining a comprehensive understanding of human behavior and mental processes. Developed strong analytical and research skills applicable to various professional fields.
Lone Star College
Associate Degree, General Studies
2017 - 2019
Obtained an Associate Degree from Lone Star College, building foundational knowledge and skills. This program provided a solid academic base for further educational pursuits.
Champion School Real Estate
Certificate, Real Estate
2017 - 2018
Earned a Real Estate Certificate from Champion School Real Estate, focusing on key principles and practices in the real estate industry. This included studies in real estate finance, law of agency, and contract forms.
Spring High
Diploma, General Studies
2012 - 2016
Graduated with a Diploma from Spring High, completing the required curriculum for high school education. Developed fundamental academic skills and prepared for higher education.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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