Open to opportunities

Pranay Purohit

@pranaypurohit

Fintech Product Manager scaling UPI, investments, and AI-led financial insights with data-driven growth and end-to-end ownership.

India

Message

What I'm looking for

I’m looking for a fintech product role where I can own end-to-end delivery, run data-led experiments, and scale UPI/payments with strong analytics, compliance focus, and cross-functional collaboration.

I’m a Fintech Product Manager with 10+ years of experience building and scaling payments, wealth-tech, and budgeting ecosystems. I specialize in UPI platforms, investments, and AI-led financial insights, with strong expertise in user research, product road-mapping, GTM strategy, analytics, and cross-functional leadership.

At LXME, I launched UPI as a TPAP and grew monthly transaction volume from 0 to 50,000 payments within 3 months while maintaining a success rate above 92%. I improved UPI success rate by 3% by optimising PSP integration, timeouts and retry logic, reducing payment drop-offs and boosting completed checkouts.

I also designed and rolled out new UPI flows (Intent, Collect, QR, AutoPay), increasing UPI contribution to overall payment mix from 30% to 50%. Earlier, as a Senior Business Analyst at Blockcerts, I led end-to-end product discovery and delivery, including smart-contract transformations that increased transparency and traceability and reduced processing time by 60%.

Experience

Work history, roles, and key accomplishments

Current

Product Manager

Current

LXME

Jan 2024 - Present (2 years 6 months)

Launched UPI as a TPAP on LXME, growing monthly transaction volume from 0 to 50,000 payments in 3 months while maintaining a success rate above 92%. Improved UPI success rate by 3% by optimizing PSP integration (timeouts and retry logic) and rolled out new UPI flows (Intent, Collect, QR, AutoPay) to increase UPI contribution from 30% to 50%.

UPI PSP Integrations Retry Logic Collect Product Roadmap User Research A B Testing Analytics

Senior Business Analyst

Blockcerts

Jan 2017 - Jan 2024 (7 years)

Led end-to-end product discovery and delivery by translating business requirements into prioritized backlogs and user stories, supporting data-driven decisions. Partnered with business and engineering teams to define product KPIs and ship features that improved operational efficiency by 10% and reduced manual effort by 20 hours per month.

Product Discovery Backlog Management User Stories KPIs Roadmapping Operational Efficiency MySQL advanced analytics Acceptance Criteria Smart Contracts Blockchain WorkCertin TrackCertin

Business Analyst

Synergy Filtration

Jan 2015 - Jan 2017 (2 years)

Supported revenue growth by instructing sales staff on cross-selling and up-selling techniques, contributing to a 5% net sales revenue increase. Conducted market research and analysis of customer needs, preferences, competitor activities, and industry trends to inform business decisions.

Cross Selling Market Research Competitive Analysis

Web Developer

Version Next Technologies

Jan 2013 - Jan 2015 (2 years)

Planned website development by converting mockups into usable web presence using HTML, JavaScript, and AJAX. Managed front-end website development using WordPress and coded websites with HTML, CSS, JavaScript, and jQuery.

Website Development Mockup To Web Implementation HTML CSS JavaScript AJAX WordPress Front End Developer jQuery

UI Developer

The Mobile Store

Jan 2015 - Present (11 years 6 months)

Designed and developed user-friendly interfaces for web applications and conducted code reviews to improve code quality. Ensured UI feature integration followed HTML, CSS, and Bootstrap code standards and technical design guidelines.

UI Development Web Applications Code Review HTML CSS Bootstrap