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Payal Khoiya

@payalkhoiya

Business Analyst with 3+ years bridging requirements to delivery across Agile and Waterfall.

India
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What I'm looking for

I’m looking for a Business Analyst role where I can own BRD/BRS, run impact & gap analysis, collaborate with QA and dev in Agile teams, and turn stakeholder needs into reliable, measurable releases.

I’m a results-driven Business Analyst with over 3 years and 4 months of experience in analyzing and optimizing business processes. I bridge business needs and technology solutions by turning technical and functional requirements into actionable delivery plans.

In my roles, I prepared BRD, BRS, FRDs, FTRs, release notes, and RCA reports, and I led requirement gathering through stakeholder meetings. I’m skilled in impact analysis, gap analysis, and change-request documentation, including mapping sheets based on integration documents.

I regularly collaborate with development and QA teams across DEV, UAT, Pre-Production, and Production environments. I support Scrum ceremonies (sprint planning, daily stand-ups, sprint reviews, sprint retrospectives), manage regression testing checklists, and prepare release documentation after each development cycle.

I’ve also worked on payment modules—UPI, eNACH, and SI on cards—supporting product launch initiatives through business requirement analysis and cross-functional collaboration. I’m motivated by clear communication, continuous improvement, and delivering high-quality outcomes that align stakeholders and engineering execution.

Experience

Work history, roles, and key accomplishments

IL

Business Analyst

Iorta Technology Solution Pvt. Ltd.

Mar 2024 - Dec 2024 (9 months)

Prepared BRD, BRS, FTRs, release notes, and RCA reports to support life insurance system releases. Managed test and deployment workflows across DEV, UAT, pre-production, and production while coordinating Scrum ceremonies and regression activities.

SL

Business Analyst

Sterling Information Resource India Pvt. Ltd.

Mar 2022 - Apr 2023 (1 year 1 month)

Performed requirement gathering and impact analysis for change requests, producing BRD/FRD, workflows, use cases, and wireframes. Coordinated with QA and business stakeholders, ran deployment status meetings, and tracked development progress to support high-quality releases.

SL

Business Analyst

Shubham Aqualink India Private Limited

Sep 2020 - Jan 2022 (1 year 4 months)

Analyzed payment modules including UPI, eNACH, and subsequent card payments (SI) and supported product launch initiatives through business requirement analysis. Facilitated stakeholder meetings, documented requirements, and participated in SDLC activities including regression checklist reviews and release note preparation.

Education

Degrees, certifications, and relevant coursework

Annamalai University logoAU

Annamalai University

Bachelor of Computer Applications (BCA), Computer Applications

2015 - 2018

Activities and societies: Worked on payment module-related topics including UPI and eNACH, and participated in requirement analysis activities for product initiatives.

Earned a BCA (Bachelor of Computer Applications) from Annamalai University between 2015 and 2018.

MB

Maharashtra Board

Higher Secondary Certificate (HSC), Higher Secondary (HSC)

2014 - 2015

Completed HSC (Higher Secondary Certificate) under the Maharashtra Board from 2014 to 2015.

Tech stack

Software and tools used professionally

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