Payal Khoiya
@payalkhoiya
Business Analyst with 3+ years bridging requirements to delivery across Agile and Waterfall.
What I'm looking for
I’m a results-driven Business Analyst with over 3 years and 4 months of experience in analyzing and optimizing business processes. I bridge business needs and technology solutions by turning technical and functional requirements into actionable delivery plans.
In my roles, I prepared BRD, BRS, FRDs, FTRs, release notes, and RCA reports, and I led requirement gathering through stakeholder meetings. I’m skilled in impact analysis, gap analysis, and change-request documentation, including mapping sheets based on integration documents.
I regularly collaborate with development and QA teams across DEV, UAT, Pre-Production, and Production environments. I support Scrum ceremonies (sprint planning, daily stand-ups, sprint reviews, sprint retrospectives), manage regression testing checklists, and prepare release documentation after each development cycle.
I’ve also worked on payment modules—UPI, eNACH, and SI on cards—supporting product launch initiatives through business requirement analysis and cross-functional collaboration. I’m motivated by clear communication, continuous improvement, and delivering high-quality outcomes that align stakeholders and engineering execution.
Experience
Work history, roles, and key accomplishments
Business Analyst
Iorta Technology Solution Pvt. Ltd.
Mar 2024 - Dec 2024 (9 months)
Prepared BRD, BRS, FTRs, release notes, and RCA reports to support life insurance system releases. Managed test and deployment workflows across DEV, UAT, pre-production, and production while coordinating Scrum ceremonies and regression activities.
Business Analyst
Sterling Information Resource India Pvt. Ltd.
Mar 2022 - Apr 2023 (1 year 1 month)
Performed requirement gathering and impact analysis for change requests, producing BRD/FRD, workflows, use cases, and wireframes. Coordinated with QA and business stakeholders, ran deployment status meetings, and tracked development progress to support high-quality releases.
Business Analyst
Shubham Aqualink India Private Limited
Sep 2020 - Jan 2022 (1 year 4 months)
Analyzed payment modules including UPI, eNACH, and subsequent card payments (SI) and supported product launch initiatives through business requirement analysis. Facilitated stakeholder meetings, documented requirements, and participated in SDLC activities including regression checklist reviews and release note preparation.
Executive
Maha E Seva Kendra
Mar 2018 - Jun 2020 (2 years 3 months)
Performed legal and government documentation verification including Aadhaar enrollment and update operations. Assisted with Visa and Passport application-related verification and support while following process compliance requirements.
Education
Degrees, certifications, and relevant coursework
Annamalai University
Bachelor of Computer Applications (BCA), Computer Applications
2015 - 2018
Activities and societies: Worked on payment module-related topics including UPI and eNACH, and participated in requirement analysis activities for product initiatives.
Earned a BCA (Bachelor of Computer Applications) from Annamalai University between 2015 and 2018.
Maharashtra Board
Higher Secondary Certificate (HSC), Higher Secondary (HSC)
2014 - 2015
Completed HSC (Higher Secondary Certificate) under the Maharashtra Board from 2014 to 2015.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
Skills
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