Pavan Kumar Sarma Annadanam
@pavankumarsarmaannad
Senior Business Analyst driving digital banking and regulatory compliance solutions with 14+ years’ expertise.
IndiaWhat I'm looking for
I’m a Senior Business Analyst specializing in banking technology and regulatory compliance, with 14+ years of experience across business analysis, requirements gathering, and stakeholder management across APAC, EMEA, and North America. I focus on eliciting and documenting functional and non-functional requirements to support solution design and delivery.
In my recent role, I led the development of a global credit risk rating UI for HNI/UHNI wealth banking clients and standardized risk workflows across APAC, EMEA, and NAM. I also designed and modernized credit memo and quality control checklist systems, built automated NAV bulk upload logic and an UNCO calculation framework for accurate CCAR and OPTIMA regulatory reporting, and drove end-to-end BRD/FRD documentation and workflow mapping aligned between business and engineering teams.
Earlier, I led a KYC/AML digital transformation at Tech Mahindra, modernizing onboarding workflows to comply with the OSFI regulatory framework (Canada). Before that, at Indian Overseas Bank, I acted as SPOC for Finacle 10.2 core banking, delivered mobile and internet banking capabilities, led loan processing digitization, and strengthened compliance via AML and fraud screening aligned with RBI guidelines—grounding my work in data integrity, scalable process automation, and clear business value.
Experience
Work history, roles, and key accomplishments
Led development of a global credit risk rating UI for wealth banking clients and standardized risk workflows across APAC, EMEA, and NAM. Designed and implemented regulatory reporting and workflow automation using BRD/FRD documentation and partner implementation with architecture teams.
Led a KYC/AML digital transformation program by modernizing onboarding workflows to comply with OSFI regulatory requirements. Designed CDD and STR workflows and created BRD/FRD documentation and system requirement mappings for regulatory banking systems.
Product Owner and Business Analyst
Indian Overseas Bank
Jun 2014 - Jan 2022 (7 years 7 months)
Served as SPOC for the Finacle 10.2 Core Banking implementation and led the design and deployment of mobile and internet banking platforms. Drove loan processing digitization, payment lifecycle systems, AML/fraud screening, and financial MIS dashboarding and reporting.
Assistant Manager
Axis Bank
Nov 2013 - Jun 2014 (7 months)
Managed treasury and forex advisory services for retail and corporate clients. Supported cross-selling of banking products and assisted with client portfolio management under regulatory and risk guidelines.
Managed end-to-end branch banking operations including cash, remittances, ATM, and clearing. Ensured KYC compliance, handled customer servicing and complaint resolution, and supported product cross-selling.
Managed USD 25 billion portfolio accounting and performance analysis and prepared portfolio performance reports on a monthly, quarterly, and annual basis. Acted as a single point of contact for London-based investment teams and supported financial reconciliation and client reporting operations.
Education
Degrees, certifications, and relevant coursework
FHWS & Christ University
Master of Business Administration, Business Administration
2009 - 2011
Grade: GPA: 3.75
Earned a Master’s Degree in Business Administration (MBA) with a GPA of 3.75 from 2009 to 2011.
Vidya Jyothi Institute of Technology (JNTU Hyderabad)
Bachelor's Degree in Electrical & Electronics, Electrical & Electronics Engineering
2004 - 2008
Grade: GPA: 3.0
Earned a Bachelor’s Degree in Electrical & Electronics with a GPA of 3.0 from 2004 to 2008.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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