Open to opportunities

Paul Nwaobi

@paulnwaobi

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Experienced Credit Analyst and Information Security Student

United Kingdom

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What I'm looking for

Seeking a challenging role in credit analysis or information security

I am a detail-oriented Credit Analyst with over 7 years of experience in credit risk assessment, financial analysis, and loan portfolio management in the banking sector. I have a strong expertise in evaluating SME creditworthiness, conducting in-depth financial analysis, and making data-driven lending decisions.

I have a strong background in managing credit applications, ensuring compliance with regulations, and enhancing operational efficiency. I have also proven my ability to collaborate with cross-functional teams to deliver tailored solutions, while maintaining high standards of accuracy and risk management.

I am currently pursuing a Master's degree in Cybersecurity Technology at Northumbria University, London, UK. My education and experience have equipped me with a unique blend of technical and business skills, enabling me to drive business growth and improve operational efficiency.

Experience

Work history, roles, and key accomplishments

Current

Consultant

Current

Self-Employed

Oct 2022 - Present (2 years 8 months)

As an independent consultant, I provide training and implementation support for the Cashflow App, which streamlines loan applications for SMEs. I liaise between app developers and banks, ensuring successful adoption and integration of the app into banking systems.

Consulting Training Implementation Communication Problem Solving Project Management Financial Analysis

Credit Analyst

Access Bank Plc

Jun 2016 - Jan 2023 (6 years 7 months)

I supported credit risk assessment and financial analysis for retail clients at Access Bank, ensuring compliance with credit policies. I also provided application support for Credit360, enhancing user experience and operational efficiency.

Finance Analysis Risk Assessment Financial Analysis Compliance Team Collaboration Problem Solving Customer Experience Data Analysis

Lending Officer

Access Bank Plc

Jun 2015 - Jul 2016 (1 year 1 month)

As a Lending Officer, I identified loan applicants' needs, prepared proposals, and followed up to ensure timely loan settlements. I also promoted bank products to new and existing customers.

Proposals Customer Relationship Management Sales Financial Analysis Communication Problem Solving Team Collaboration Customer Service

Cabin Crew

Arik Air

Dec 2011 - May 2015 (3 years 5 months)

I conducted pre-flight checks and provided excellent customer service to ensure passenger safety and comfort during flights. My role involved emergency preparedness and compliance with safety regulations.

Customer Service Compliance Teamwork Communication Problem Solving

Education

Degrees, certifications, and relevant coursework

Northumbria University

Master of Science, Cybersecurity Technology

2022 - 2024

Studying M.Sc. Cybersecurity Technology with modules including Information Governance & Security, Network Security, Wireless Networks and Security, and Ethical Hacking for Cyber Security.