Ifeoluwa Adepoju

I've managed banking portfolios at Stanbic IBTC Bank, using customer, account, and transaction data to improve retention by 20% and reduce potential loan defaults by 15%.

I originated and processed more than £2M in consumer and SME lending annually, assessing affordability, creditworthiness, risk indicators, and portfolio performance. I also worked closely with Credit, Compliance, and Operations teams to maintain KYC/AML, internal-control, and regulatory standards.

Previously at First City Monument Bank, I analysed customer and campaign performance to support 20%+ customer-acquisition growth and improve marketing effectiveness by 15%. At Texaco Service Station, I built Excel reporting tools that cut reporting time by 40% while supporting 15% year-on-year revenue growth.

I'm building on this financial-services background through MSc Business Computing work in SQL, Python, Power BI, machine learning, predictive modelling, and explainable AI credit scoring. I enjoy translating analytical outputs into practical recommendations for technical and non-technical stakeholders.