Richard Tabi

Assessing and underwriting merchant cash advance and revenue-based finance applications for SMEs, reviewing financial data to determine creditworthiness and appropriate funding amounts. Managing daily caseload and pipeline to meet SLA and KPI targets.

Worked as a First Charge Mortgage specialist for first-time and remortgage customers, manually reviewing income documentation and credit history. Upholding lending criteria and policy to align with company risk appetite.

Worked as an Underwriter for a Fintech start-up, managing caseload and pipeline, reviewing bank accounts and credit files, and conducting weekly QC checks. Assisted with onboarding and training of new staff.

Maintained attention to detail through KYC documents, increased risk appetite up to £250k on BIP and CBILs, and managed caseload with clear noting. Met KPIs and assisted with training and learning development.

Involved in quality checking of team correspondences with customers to ensure guidelines and policy are upheld. Managed customers' mortgage arrears status and provided resolution avenues.

Handled complex investment product and insurance complaints in accordance with regulatory procedures, issued Final Response Letters, and supported Root Cause Analysis. Maintained high-quality output and received specialist quality checker training.

Engaged as an independent consultant through Dialectica's Expert Network, connecting institutional investors with specialist knowledge in financial services. Conducted one-to-one consultation calls and contributed to market studies.

Grade: 2:1

Graduated with a 2:1 in BA Hons Sociology.

Grade: Distinction ×2, B, C

Completed A-Levels with 4 passes, including two distinctions, a B, and a C.

Grade: A*–C

Achieved 9 GCSEs at grades A* to C.