Nigel Paul
@nigelpaul
Product Owner and Product Manager scaling digital fintech platforms, turning customer needs into execution.
What I'm looking for
I’m a results-driven Product Owner and Product Manager with 7+ years of experience leading Agile/Scrum teams to build and scale digital platforms in Banking, Financial Services, and Fintech (BFSI). I focus on translating customer needs and business goals into actionable product requirements that improve adoption, revenue growth, and operational efficiency.
At Bajaj Finance Ltd, I own the product backlog and roadmap for Trading Mall, an online trading platform integrated into the Bajaj Finserv App and website. I collaborate with stakeholders to prioritize by business value and customer impact, and I define user stories for real-time market data feed integrations—strengthening pricing accuracy and platform engagement.
I also partner with engineering and security teams to define requirements for multi-factor authentication (MFA) and end-to-end encryption, reinforcing regulatory compliance and customer trust. Through user research, I convert insights into UI/UX requirements for novice and experienced traders, and I lead UAT across unit, integration, and performance testing cycles.
Earlier, I led payment-channel initiatives at Suryoday Small Finance Bank, including mobile-based NACH mandate registration, BBPS integration for direct utility bill payments, and requirements for UPI 2.0 and an API-based Aadhaar Vault per RBI guidelines. I bring a data-driven, gap-analysis mindset, strong stakeholder communication, and cross-functional delivery discipline from discovery through release.
Experience
Work history, roles, and key accomplishments
Senior Product Manager, Digital Platforms
Bajaj Finance Ltd
Feb 2025 - Present (1 year 6 months)
Owned product backlog and roadmap for Trading Mall on the Bajaj Finserv App and website, gathering requirements and defining prioritized user stories for real-time market data feed integrations. Led roadmap milestones including security requirements (MFA/encryption) and acceptance criteria with UAT across testing cycles.
Unit Manager, Retailer Platform
Bajaj Finance Ltd
Jan 2022 - Jun 2023 (1 year 5 months)
Owned requirements and delivery for a dealer-facing retailer platform, prioritizing features across website, inventory, and disbursement workflows. Led integrations for No-Cost EMI and real-time ERP inventory data, and prioritized automation to improve turnaround time for DO creation and invoice generation.
Manager, Payment Channels
Suryoday Small Finance Bank Ltd
Dec 2020 - Dec 2022 (2 years)
Defined requirements for a mobile-based NACH mandate registration application to reduce manual branch-to-head-office mandate transmission. Coordinated requirements for BBPS integration to enable utility bill payments via Retail Internet Banking and Mobile Banking.
Assistant Manager, Payment Channels
Suryoday Small Finance Bank Ltd
May 2019 - Nov 2020 (1 year 6 months)
Coordinated requirements and communication between NPCI and internal teams for UPI 2.0 implementation. Defined requirements for an API-based Aadhaar Vault per RBI guidelines to replace stored Aadhaar numbers with reference numbers across account-opening and loan-disbursement systems.
Education
Degrees, certifications, and relevant coursework
Balaji Institute of Telecom and Management
Master of Business Administration (MBA), IT Systems
Completed a Master of Business Administration (MBA) in IT Systems at Balaji Institute of Telecom and Management.
PVPIT, Pune
Bachelor of Engineering (BE), Computer Engineering
Completed a Bachelor of Engineering (BE) in Computer Engineering at PVPIT, Pune.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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