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VAISHALI KAUL

@vaishalikaul

Product Owner at Version 1 shaping an institutional digital-assets onboarding platform with KYC/AML workflows and API integrations.

India

Message

At Version 1, I shape MVP scope and functional backlogs for an institutional digital-assets onboarding platform. My work includes translating KYC/AML requirements into testable stories for onboarding workflows, documentation, and review.

At Altimetrik, I led product discovery and roadmap shaping for enterprise banking, transaction monitoring, risk and compliance, and AI-enabled workflow initiatives. I used SQL and operational analysis to validate data flows and reconciliation.

Earlier, at HCL Technologies, Cognizant, Fiserv, and Synechron, I worked on banking, capital-markets, payments, and platform-modernisation initiatives. This included API specifications, KYC onboarding and AML monitoring solutions, payment workflows, and UAT and release readiness.

Experience

Work history, roles, and key accomplishments

Current

Senior Manager

Current

Version 1

Jan 2026 - Present (9 months)

Shaping MVP scope, epics, features and functional backlog for an institutional digital-assets onboarding platform. Translating KYC/AML requirements into testable stories and aligning stakeholders on functional decisions.

Product Management MVP Definitions Backlog Management KYC AML Agile Scrum SAFe API Requirements Stakeholder Management UAT

Manager – Product

Altimetrik

Jan 2022 - Jan 2026 (4 years)

Led product discovery, roadmap shaping and backlog definition for enterprise banking, transaction monitoring, risk/compliance and AI-enabled workflow initiatives. Owned product requirements and partnered with cross-functional teams to convert business needs into actionable features.

Product Management Product Discovery Roadmapping Backlog Management SQL API First Risk And Compliance AI Assisted Workflows Agile Scrum

Senior Team Lead – Business Analysis & Product Delivery

HCL Technologies

Jan 2018 - Jan 2022 (4 years)

Led requirements and product-delivery workstreams for banking and capital-markets transformation. Supported backlog prioritisation, impact assessment, process modelling, sprint planning and dependency resolution across distributed teams.

Business Analysis Product delivery Backlog Prioritization Impact Assessments Process Modeling Sprint Planning UAT Release Readiness Agile Scrum

Associate – Technical Analysis & Platform Development

Cognizant

Jan 2015 - Jan 2018 (3 years)

Defined REST API specifications, microservices requirements and solution-impact assessments for enterprise banking modernisation. Supported KYC onboarding and AML monitoring solutions using Actimize, Fircosoft and Mantas.

REST APIs Microservices Solution Assessment KYC AML Actimize FircoSoft Mantas Data Validation Workflow Validation

Business Analyst – Payments & Capital Markets

Fiserv

Jan 2013 - Jan 2015 (2 years)

Defined requirements for SWIFT processing, payment routing, reconciliation, settlement and operational reporting workflows. Supported ISO 20022 migration, payment-message mapping and financial data-flow analysis.

Swift Payment Routing Reconciliations Settlements ISO 20022 Message Format Mapping financial data analysis Operational Reporting

Junior Business Analyst – Payments & Banking

Synechron

Jan 2011 - Jan 2013 (2 years)

Supported NEFT, RTGS and IMPS payment-processing enhancements and NPCI/RBI compliance-related requirements. Coordinated business validation and UAT for banking platform changes.