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CALVIN MAWARIRE

@calvinmawarire

Passionate banking professional with expertise in credit analysis.

Zimbabwe

What I'm looking for

I am seeking a challenging opportunity that allows me to leverage my skills in credit analysis and risk management while contributing to a dynamic team focused on growth and innovation.

I am a dedicated banking professional with extensive experience in the microfinance sector. My journey has equipped me with a robust understanding of credit analysis, financial modeling, and risk management. I have successfully conducted detailed credit assessments and financial analyses, ensuring compliance with regulatory standards while providing tailored credit solutions to clients.

Throughout my career, I have held various roles, including Senior Credit Analyst at Old Mutual Zimbabwe and Credit Analyst at Nedbank Zimbabwe. My ability to mentor junior staff and collaborate with stakeholders has contributed to enhancing credit risk management processes. I am committed to continuous improvement and passionate about empowering clients through financial literacy initiatives.

Experience

Work history, roles, and key accomplishments

OZ
Current

Senior Credit Analyst

Old Mutual Zimbabwe

Jun 2024 - Present (1 year)

Conducted detailed credit assessments and financial analysis to evaluate the risk profile of corporate and individual clients. Managed and monitored credit portfolios, identifying potential exposures and recommending mitigating actions, while also preparing comprehensive credit reports for senior management. Developed and refined credit scoring models, ensuring adherence to internal policies and r

NZ

Credit Analyst

Nedbank Zimbabwe

Feb 2022 - Present (3 years 4 months)

Prepared detailed credit reports and risk evaluations to support lending decisions, while actively monitoring and managing existing credit portfolios. Collaborated with relationship managers to structure customized credit solutions, ensuring compliance with internal policies and regulatory requirements. Assisted in financial modeling and credit scoring to enhance risk assessment accuracy and maint

MF

Branch Manager

Moneymart Finance

Sep 2019 - Present (5 years 9 months)

Led the loan appraisal, approval, and disbursement process, supporting small and medium enterprise growth. Managed and mentored branch staff to deliver excellent customer service and meet performance targets, while conducting client credit assessments and risk evaluations. Promoted institution's products and financial literacy initiatives, ensuring compliance with regulatory requirements.

TM

Group Relationship Officer

Thrive Microfinance

Jun 2017 - Present (8 years)

Facilitated financial literacy trainings to empower clients with knowledge on financial management and responsible borrowing. Assessed group loan applications and conducted risk evaluations to support responsible lending practices, disbursing loans while adhering to policies. Provided ongoing support and mentorship to group members, monitoring performance and tracking repayments to maintain portfo

Education

Degrees, certifications, and relevant coursework

National University of Science and Technology (NUST) logoN(

National University of Science and Technology (NUST)

Bachelor of Commerce Honours degree, Banking and Investment Management

Grade: 2.2

Studied Banking and Investment Management, gaining a comprehensive understanding of financial markets, investment strategies, and banking operations. Developed strong analytical skills in financial analysis and risk management.

Tech stack

Software and tools used professionally

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CALVIN MAWARIRE - Senior Credit Analyst - Old Mutual Zimbabwe | Himalayas