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Naadhira Aziz

@naadhiraaziz

I am an experienced commercial underwriter in short-term insurance.

South Africa
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What I'm looking for

I seek a mid-level underwriting role in a collaborative insurance team focusing on commercial risk assessment, policy administration and systems (TIA/Omniflo), offering growth, mentoring and increased responsibility. I am willing to relocate within South Africa.

I am an insurance underwriter with a BBA from Heriot-Watt University and a Higher National Diploma (BTEC Level 5). I blend formal business training with hands-on operational experience in short-term and commercial insurance.

I specialize in commercial underwriting, risk analysis and policy administration, working extensively with systems such as TIA, Omniflo, BPM and Workbench to process quotes, renewals, refunds, reinstatements and new business. I routinely handle broker relations, authorizations, schedule management and administrative analytics, and have been recognized for service performance as a weekly service brand ambassador winner.

I am organized, adaptable and team-oriented, able to manage competing priorities while maintaining accuracy and client focus. I am eager to grow my underwriting expertise and contribute to a collaborative insurance team.

Experience

Work history, roles, and key accomplishments

WI
Current

Underwriter

Western National Insurance

Dec 2023 - Present (1 year 9 months)

Underwriter processing amendments and renewals on TIAL, completing workbench tickets, handling broker calls, refunds, policy activations and assigning tickets within the team.

Old Mutual Insure logoOI

Processor Underwriter

Old Mutual Insure

Jan 2021 - Jan 2023 (2 years)

Processor Underwriter handling commercial underwriting, policy renewals, reinstatements and broker communications while processing quotes and schedules on TIA and Websure.

Old Mutual Insure logoOI

Processor Underwriter

Old Mutual Insure

Jan 2019 - Jan 2020 (1 year)

Contract Processor Underwriter responsible for commercial underwriting, processing quotes and premium adjustments on TIA, sourcing broker/client documents, and updating client records via BPM and Omniflo.

Education

Degrees, certifications, and relevant coursework

Heriot-Watt University (CTI) logoH(

Heriot-Watt University (CTI)

Bachelor of Business Administration, Business Administration

Awarded a Bachelor of Business Administration with coursework in financial theory, marketing, operations and strategic management in 2014.

L(

London School of Business and Management (CTI)

Higher National Diploma (BTEC Level 5), Business Management

2011 - 2013

Completed a BTEC Level 5 Higher National Diploma covering business environment, human resources, marketing, finance, project management and related modules from 2011 to 2013.

AS

Alexander Sinton

Grade 12, Secondary Education

Completed Grade 12 with subjects including English, Afrikaans, Mathematics, Life Orientation, Geography, Life Science, and Physical Science.

Tech stack

Software and tools used professionally

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Naadhira Aziz - Underwriter - Western National Insurance | Himalayas