N3M3S1S90 User

At SBI Life Insurance, I've spent 13 years connecting credit life insurance, bancassurance sales, and channel partnerships across Northeast India.

As Senior Business Development Manager, I own the bancassurance relationship at SBI's RACPC hub and coordinate with relationship managers, credit officers, and branch heads across 50+ branches. I increased home loan insurance attachment from approximately 48% to 67% and consistently delivered Rs. 8–10 Cr in Annual New Business Premium.

I use pipeline tracking, branch-level engagement, and consultative selling to drive conversion across 966–1,153 home loan files annually. I also maintain MIS dashboards for leadership covering penetration, pipeline velocity, and exception management.

My four years in credit life underwriting help me balance revenue delivery with risk, KYC, and IRDAI compliance. I've reduced turnaround time to two days for non-medical files and 7–10 days for complex medical cases, and I've been recognized as an MD Club qualifier and top-5% national performer.