Muhammad Waqar
@muhammadwaqar9
I build scalable fintech, blockchain, and full-stack systems that perform under real production load.
What I'm looking for
I’ve built financial infrastructure at tappengine, including loan securitization pipelines, cashflow modeling, waterfall calculations, payment workflows, and AI-assisted data-quality tooling. Previously, I led development across Yadn’s workflow platform and Zogi Labs’ Bitcoin Ordinals gaming, NFT, and wallet infrastructure.
Across fintech, healthcare, real estate, and Web3, I’ve delivered production systems used by hundreds of thousands of people, including the 500K+ active-user wallet platform I built at KryptoMind. I also built a group consultation feature on AWS Chime SDK now deployed across the UK’s NHS. I enjoy solving the problems that emerge after MVP: scale, reliability, architecture, and maintainable systems.
Day to day I work in React, Next.js, React Native, Node.js, NestJS, TypeScript, PostgreSQL and AWS, with deep experience in Ethereum, BSC and Bitcoin. Available for full-time or contract work as an independent contractor.
Experience
Work history, roles, and key accomplishments
Working as a core engineer on a financial infrastructure platform focused on loan securitization, tokenization, and scalable transaction processing systems.
- Contributed to the foundational architecture and early infrastructure setup of the platform across backend, frontend, and cloud systems
- Designed and developed core loan tape stratification workflows and securitization data processing pipe
Worked as a core engineer across multiple internal and client-facing products, contributing to frontend systems, platform architecture, and workflow automation tools.
- Developed multiple production-grade static and web platforms for the company before leading development of OLAB, a collaborative workflow management platform combining visual canvases, structured documents, and database-driven wor
Worked as a lead engineer across multiple blockchain gaming, NFT infrastructure, and Web3 platform initiatives within the Zogi Labs ecosystem.
- Led development of Ordi Gotchis, a WebGL-based Bitcoin Ordinals game integrating blockchain-backed in-game assets and NFT ownership mechanics
- Built Bitcoin Ordinals minting infrastructure and wallet interaction systems to support scalable NFT creation,
Worked across multiple client projects involving healthcare, communication platforms, real-time systems, and scalable web applications, contributing as both a senior engineer and client-facing technical lead.
- Developed Peplog from scratch, a workforce and recruitment platform designed to connect agency owners with workers, with a strong focus on accessibility and usability for disabled users in
Founding Software Engineer
Oct 2022 - Nov 2023 (1 year 1 month)
Joined Utopia Homes as a founding engineer and worked across the entire product and engineering stack, contributing to the platform from its early-stage architecture through production growth.
- Helped build the core platform infrastructure and product systems for a large-scale real estate and rent-to-own marketplace in the US
- Developed scalable frontend and backend systems supporting property
Founding Software Engineer
Utopia Homes
Oct 2022 - Nov 2023 (1 year 1 month)
Founding engineer for a real estate rent-to-own marketplace. Built core platform infrastructure, property search, payment workflows, and analytics systems.
Worked across multiple blockchain and fintech products within a blockchain-focused services company, contributing to architecture, development, deployment, and scaling of multi-chain wallet and digital asset platforms.
- Developed and deployed BlockMerchants, a multi-chain crypto wallet platform supporting Bitcoin, Ethereum, and BNB Chain.
- Built mobile wallet infrastructure in React Native with
Worked primarily as a React Native mobile application developer, contributing to development, deployment, and maintenance of multiple production-grade iOS and Android applications across social, streaming, marketplace, mapping, and blockchain domains.
- Developed and deployed Stripe, a music streaming application with subscription workflows, in-app purchases, media streaming, and mobile-first use
Education
Degrees, certifications, and relevant coursework
University of the Punjab
BS Software Engineering, Computer Software Engineering
2018 - 2022
University of the Punjab
Bachelor of Science, Computer Software Engineering
2018 - 2022
Pursued a Bachelor of Science in Software Engineering, focusing on computer software engineering principles and practices.
Tech stack
Software and tools used professionally
Blockchain
Ethereum
GitHub
GitHub Actions
React Native
PostgreSQL
MongoDB
DocuSign
Node.js
Next.js
NestJS
Tailwind CSS
Redis
WebGL
Mapbox
Amazon DynamoDB
iOS
GoCardless
Prisma
Firebase
AWS Lambda
Serverless
Jitsi
Amazon Web Services (AWS)
PostHog
Supabase
LangChain
Shadcn/ui
Playwright
Clerk
Web3.js
Resend
React Flow
Tiptap
MoonPay
Android
Availability
Location
Authorized to work in
Website
waqarilyas.devSalary expectations
Social media
Job categories
Skills
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