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Mittul Desai

@mittuldesai

Product leader at Jisr who shipped an AI pipeline turning customer policies into executable rules for enterprise onboarding.

India

Message

What I'm looking for

I'm looking to own an AI product end to end where regulation, trust, and real enterprise workflows make the problem hard.

At Jisr, I shipped an AI policy-ingestion pipeline that turns customer expense documents into executable rules and derives approval chains from the employee graph. A rule-by-rule human review step keeps the rules under review before launch and captures override signals to measure extraction quality.

I also shipped multimodal document AI for receipt capture and rebuilt the spend policy engine with custom fields, warn-versus-block enforcement, and branching approvals. I own the embedded fintech portfolio of six 0→1 products across four countries, lifting product attach rate by 20%.

At Jio Financial Services, I launched Loan Against Mutual Funds as a conversational journey across the app and WhatsApp, scaling it to ₹500Cr+ in nine months. I also built an Account Aggregator underwriting layer and designed its customer journey against RBI digital-lending rules.

At Razorpay, I scaled RazorpayX Corporate Cards to 10,000+ businesses and ₹100Cr+ in monthly spend. Earlier, I built employee-engagement and expense-management products at Leena AI and Happay, and founded Evangelysis (Uncvr), where I shipped an MVP and closed the first 15 paying venues.

Experience

Work history, roles, and key accomplishments

Current

Product Leader

Current

Jisr

Aug 2024 - Present (2 years 2 months)

Conceived and shipped AI policy ingestion, multimodal document AI, and a rebuilt spend policy engine. Owns the embedded fintech portfolio, six 0-to-1 products across four countries, lifting product attach rate by 20%.

LLM DocumentAI Multimodal Extraction Conversational AI Agentic Workflows MCP Prompt Engineering Human In The Loop Design Fintech Regulatory Compliance

Product Lead

Jio Financial Services

Aug 2023 - Aug 2024 (1 year)

Launched Loan Against Mutual Funds as a conversational journey scaling to ₹500Cr+ in 9 months, and Loan Against Property to a ₹400Cr+ book in 6 months. Built the Account Aggregator underwriting layer and owned journey design against RBI digital-lending rules.

Digital Lending Underwriting Conversational AI Product Management Regulatory Compliance

Senior Product Manager → Associate Director

Razorpay

Feb 2020 - Aug 2023 (3 years 6 months)

Scaled RazorpayX Corporate Cards from launch to 10,000+ businesses and ₹100Cr+ in monthly spend, growing 10X in each of two consecutive years. Designed the real-time decisioning engine for card authorization, lifting approval from 5-7% to roughly 65% while holding expected loss near 10%.

Corporate Cards Authorization Decision Engine Product Management Fintech Risk Management

Head of Product

Leena AI

Dec 2018 - Feb 2020 (1 year 2 months)

Built the employee-engagement product line on a conversational AI assistant for HR, delivering 300% quarterly revenue growth. Cut deployment time from 45 to 25 days, lifting deal conversion 35% and weekly active users 28%.

Conversational AI NLP Product Management B2B SaaS HR Technology Sentiment Analysis Automation

Product Manager

Happay

May 2017 - Dec 2018 (1 year 7 months)

Moved the product up-market with automated expense capture through Uber ride feeds, corporate card feeds, and receipt OCR, cutting onboarding time 50% and raising transaction creation 19%. Built Happay V2, the enterprise line, winning clients against SAP Concur and reducing support tickets 24%.

Expense Management OCR Product Management B2B SaaS Enterprise Sales