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Ashvi MittalAM
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Ashvi Mittal

@ashvimittal

I build AI-powered B2B platforms for insurance, fintech, analytics, and risk decisioning.

India
Message

I've built B2B platforms at Fairmatic, Nirvana Insurance, MetaMap, and FinBit that turn complex insurance, lending, identity, and risk workflows into scalable products. My work spans digital underwriting, ML-backed risk decisioning, document parsing, API products, analytics, and developer tools.

At Fairmatic, I led the Digital Underwriting Workstation from discovery through launch, replacing fragmented Excel quoting with a unified submission-to-bind workflow. I made every quote trackable and built eligibility and pricing controls that flagged roughly 20% of out-of-appetite submissions, saved about four days of manual work per application, and reduced mispriced or non-compliant quotes by about 70%.

At Nirvana Insurance, I led the underwriting, a risk decisioning platform for a $100M+ commercial auto insurance portfolio, adding explainability, audit, tracing, self-service rules, and model-monitoring views. Pricing experiments improved bind rate by 30%, while AI backed recommendation adoption reached 85%.

Earlier, I owned 80+ Latin America government identity-verification integrations at MetaMap and helped grow FinBit's ARR 25x as a founding product leader before its acquisition by Envestnet | Yodlee. I also independently build AI-assisted products, including a medical college decision-support app that converts fragmented admissions data into recommendations in under a minute.

Experience

Work history, roles, and key accomplishments

FI

Founding Member & Product Manager

FinBit

Nov 2017 - Dec 2021 (4 years 1 month)

Built India's lending-data stack for NBFCs, banks, and fintech lenders, productizing Bank Statement Analysis, Salary Slip Analysis, and Credit Score Analysis as embedded B2B workflows. Drove the build of a consent-driven Account Aggregator unified app and partnered with Experian & FICO to build the Bank Transaction Score.

Education

Degrees, certifications, and relevant coursework

EDHEC Business School logoES

EDHEC Business School

Master of Science, Finance

2015 - 2016

Grade: GPA 3.6, Top 5 in batch

Pursued an MSc in Finance, graduating with a GPA of 3.6 and ranking in the top 5 of the batch.

Shri Ram College of Commerce, Delhi University logoSU

Shri Ram College of Commerce, Delhi University

Bachelor of Commerce (Honours), Commerce

2012 - 2015

Grade: 71%

Completed a Bachelor of Commerce (Honours) degree with a score of 71%.

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