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Mala Jayaprakash

@malajayaprakash

Business analyst with 12+ years bridging banking, payments, insurance and airline systems.

Singapore
Message

What I'm looking for

I seek roles where I can lead requirements, drive end-to-end payments or airline domain solutions, collaborate with cross-functional teams, and deliver compliant, scalable systems in an Agile environment.

I am a seasoned Business Analyst and Functional Analyst with over 12 years of experience across banking, payments, insurance, and airline domains, skilled at eliciting requirements, managing stakeholders, and translating business needs into technical specifications.

I have led requirements workshops, created BRD/FRD/functional specifications and user stories, prepared file mappings and transformation rules for SWIFT, RTGS, PayNow and remittance integrations, and validated bulk payment files across CSV, XML and API channels.

I drive UAT planning and execution, manage defects to business sign-off, perform impact and gap analyses, and collaborate with DevOps and development teams to deliver compliant, scalable solutions in Agile environments.

Experience

Work history, roles, and key accomplishments

LL
Current

Business Analyst

LimeStreet InsurTech Pte. Ltd.

Sep 2022 - Present (3 years 4 months)

Act as Business Analyst for corporate banking and cash management platforms; gathered and documented requirements for payroll, collections, SWIFT (MT940/942/950), remittance and local transfers, and validated bulk payment rules across SWIFT, API, H2H and internet banking channels to enable successful onboarding and operations.

WL

Business Analyst

Web Synergies Pte Ltd

May 2022 - Aug 2022 (3 months)

Translated RTGS and SSS business workflows into functional requirements and supported UAT planning and execution, performing API-level validation using REST/JSON and reporting issues and change requests to stakeholders.

AL

Business Analyst

Aryan Solutions Pte. Ltd.

Aug 2019 - Apr 2022 (2 years 8 months)

Led requirements workshops for airline reservation, fare management and payment systems, produced functional specifications and user stories, and coordinated UAT and impact analysis to ensure delivered solutions met business needs.

AL

Business Analyst

Asia Financial Pte. Ltd.

May 2018 - Jul 2019 (1 year 2 months)

Analyzed requirements for PayNow/DuitNow payment services, documented functional flows for beneficiary management and instant transfers, and validated end-to-end payment processing across multiple banking systems supporting UAT and post-release validation.

Education

Degrees, certifications, and relevant coursework

Vellore Institute of Technology logoVT

Vellore Institute of Technology

Master of Information Technology, Information Technology

Master of Information Technology degree from VIT University, Bangalore (Vellore Institute of Technology).

Bangalore University logoBU

Bangalore University

Bachelor of Science, Biotechnology

Bachelor of Science in Biotechnology from Bangalore University.

Tech stack

Software and tools used professionally

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Mala Jayaprakash - Business Analyst - LimeStreet InsurTech Pte. Ltd. | Himalayas