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Lacy Howard

@lacyhoward

Total Loss Adjuster at Protective Insurance Corporation / Progressive Insurance handling commercial auto valuations and settlements.

United States
Message

At Protective Insurance Corporation / Progressive Insurance, I handled approximately 50 active total-loss claims, evaluating vehicle damage and determining actual cash value according to jurisdictional requirements.

I guided insureds and third-party claimants through valuation decisions and settlement steps, and coordinated payments, vehicle movement, and salvage. I also used DCI evaluations to supplement valuations and mentored newer adjusters on total-loss workflows and documentation.

At Protective Insurance Corporation, I helped build a new glass-adjusting function by developing workflows, procedures, reference materials, and training resources. Earlier, I handled high-volume claims calls, opened claim files, and supported new-hire training.

Experience

Work history, roles, and key accomplishments

PI

Total Loss Adjuster

Protective Insurance Corporation / Progressive Insurance

Jan 2021 - Feb 2026 (5 years 1 month)

Managed approximately 50 active total-loss claims, evaluated vehicle damage, determined actual cash value, and coordinated settlements and salvage. Mentored newer adjusters and maintained audit-ready documentation.

Education

Degrees, certifications, and relevant coursework

PC

PJ's College of Cosmetology

Trade School, Cosmetology

2011 - 2012

Attended trade school for cosmetology from 2011 to 2012.

GS

George Washington Community High School

High School Diploma, General Studies

Earned a high school diploma in 2009.

Tech stack

Software and tools used professionally

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