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Vikash Ranjan

@vikashranjan

Lead Software Engineer at Mastercard, scaling payment platforms to millions of daily transactions with 99.99% uptime.

India
Message

At Mastercard, I lead a team of seven engineers scaling high-availability payment platforms that process millions of transactions daily, with 99.99% uptime and p99 latency below 200 ms. I guide technical direction and cross-team architecture while improving system reliability and observability.

At Peak.ai, I architected a distributed observability stack that reduced MTTR by 80% and led the re-architecture of cloud-based IDE platforms, delivering 4× efficiency gains and 40% infrastructure cost savings. Earlier, I built Paytm’s PMLBonds backend platform from 0 to 1, handling more than 10K RPS.

Experience

Work history, roles, and key accomplishments

Mastercard logoMA
Current

Lead Software Engineer (L6)

Jan 2025 - Present (1 year 10 months)

Leading a team of 7 engineers to architect and scale high-availability payments platforms processing millions of transactions daily, delivering 99.99% uptime and p99 <200ms latency. Driving end-to-end ownership and technical direction, influencing cross-team architecture to build scalable, resilient systems.

Peak.ai logoPE

Senior Software Engineer

Peak.ai

Jul 2022 - Dec 2024 (2 years 5 months)

Architected and implemented an RBAC framework for secure, fine-grained platform access control. Drove the architecture and rollout of a distributed observability stack (OpenTelemetry, EFK, FluentBit), reducing MTTR by 80% and significantly improving incident detection.

Deutsche Bank logoDB

Associate (Software Engineering)

Jun 2019 - Nov 2021 (2 years 5 months)

Led the design and rollout of a microservices-based Legal DMS platform on NetDocuments, optimizing business workflows and delivering ~$0.6M annual cost savings. Drove large-scale workflow automation for 2,000+ users via API integrations (TeamConnect, ELM), leveraging Java, Spring Boot, Kubernetes, and AzureAD.

Mastercard logoMA

Senior Software Engineer

Jan 2018 - May 2019 (1 year 4 months)

Designed and built batch processing systems for Emirates Digital Wallet, processing 1M+ transactions daily with high reliability and throughput. Developed core APIs for Mastercard's Integrated Issuing Platform, enabling 112 global banks to support card issuance, management, and transaction processing at scale.

IL

Senior System Engineer

Oct 2013 - Jan 2018 (4 years 3 months)

Analyzed, refactored, and enhanced critical document processing systems at LexisNexis, improving code quality, maintainability, and reliability. Optimized processing pipelines, reducing document processing time by 50%, and introduced fault-tolerant mechanisms (retry, resume) to ensure resilient execution at scale.

Education

Degrees, certifications, and relevant coursework

IM

Institute of Engineering & Management

Bachelor of Technology, Electronics & Communication Engineering

2009 - 2013

Grade: 7.8/10

Pursued a Bachelor of Technology with a specialization in Electronics & Communication Engineering, achieving a grade of 7.8/10.

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