Kjara Alikaj

As a Senior Credit Analyst, I partnered with adjudicators to review commercial credit requests, conducting thorough analyses of financial statements. I provided recommendations to facilitate the approval process and ensured compliance with internal credit policies. I also maintained accurate credit information and presented data-driven insights for strategic decision-making.

In my role as a CARDS Officer, I established and updated customer records, ensuring accurate input for each record. I prepared CARDS presentations capturing complex lending arrangements and assisted with special projects, maintaining the integrity of the credit database.

During my internship at BKT, I recommended banking services to clients and managed client accounts. I increased credit card sales by 30% and supervised a team of interns while collaborating with management to train new team members.

As an Accounting and Audit Intern, I assisted with payroll accounting, budgets, and financial reports. I ensured compliance with accounting laws and monitored expenditures, reporting directly to the General Directorate of Taxation.

In my internship at NOA Financial Institution, I reviewed loan requests and assessed clients' financial statuses. I developed relationships with clients to evaluate creditworthiness and risk.

As an intern at Tirana Bank, I completed account transactions and informed customers about banking products. I also oversaw currency and maintained cash drawers.

As a volunteer for the 2022 election, I engaged with voters through literature dropping and discussions, successfully convincing over 40 new voters.

I volunteered at The Elderly House, providing companionship and support to the elderly twice a week, enhancing their quality of life.

Completed a Post Graduate Certificate in Marketing Management, focusing on advanced marketing strategies, consumer behavior, and digital marketing techniques.

Completed a Post Graduate Certificate in International Business Management, emphasizing global business strategies, international trade, and cross-cultural management.

Earned a Bachelor's Degree in Bank Management, covering topics such as financial management, banking operations, and risk assessment in the banking sector.