Jesse User
@jesseuser2
Experienced customer service and team leadership professional with data analytics skills.
What I'm looking for
With over 15 years of experience in customer service, collections, and team leadership, I have developed a strong foundation in finance, government, and retail sectors. My expertise lies in data analytics and compliance, where I have consistently driven results and enhanced operational efficiency. I am certified in Data Analytics, Leadership Foundations, and Mental Resilience, which further strengthens my ability to lead high-performing teams.
In my most recent role as a Senior Representative at Santander Consumer USA, I successfully recovered secured and unsecured balances through proactive outreach and negotiation. My ability to manage specialist queues and ensure regulatory compliance has been pivotal in meeting performance targets. Previously, as a Team Lead at Gateway One Lending & Finance, I supervised a collections team, monitored KPIs, and generated insightful Excel-based reports that informed management decisions.
Experience
Work history, roles, and key accomplishments
Senior Representative, Loan Servicing
Santander Consumer USA
Dec 2020 - Present (4 years 6 months)
Recovered secured and unsecured balances through proactive customer and agency outreach. Independently evaluated loan accounts, negotiated payment plans, and implemented resolutions while managing specialist queues and ensuring regulatory compliance.
Senior Representative, Loan Servicing
Santander Consumer USA
Dec 2020 - Nov 2024 (3 years 11 months)
Recovered secured and unsecured balances through proactive customer and agency outreach, independently evaluating loan accounts and negotiating payment plans. Managed specialist queues, ensured regulatory compliance, and met performance targets while utilizing collection tools and industry knowledge.
Team Lead, Loan Servicing
Gateway One Lending & Finance
Feb 2014 - Apr 2020 (6 years 2 months)
Supervised a collections team, monitored key performance indicators, and enforced schedule adherence. Acted as an interim supervisor, conducted performance reviews, and coached agents using live and recorded call assessments.
Team Lead, Loan Servicing
Gateway One Lending & Finance
Feb 2014 - Apr 2020 (6 years 2 months)
Supervised a collections team, monitored KPIs, and enforced schedule adherence, acting as an interim supervisor for performance reviews. Coached agents using live and recorded call assessments, generated Excel-based reports for management, and oversaw compliance tracking.
Postmaster Replacement / Officer in Charge
United States Postal Service
Mar 2011 - May 2013 (2 years 2 months)
Directed daily USPS branch operations, including window, box, and rural services, while resolving issues and escalating critical concerns. Managed records, submitted reports, and secured funds and inventory in accordance with SOX guidelines.
Postmaster Replacement / Officer in Charge
United States Postal Service
Mar 2011 - May 2013 (2 years 2 months)
Directed daily USPS branch operations, including window, box, and rural services, while resolving issues and escalating critical concerns. Managed records, submitted reports, and secured funds and inventory in accordance with SOX guidelines, supervising two employees and ensuring high-quality customer interaction.
Education
Degrees, certifications, and relevant coursework
Plum Senior High School
High School Diploma, General Studies
Completed general education requirements and graduated with a high school diploma. Developed foundational knowledge across various subjects.
Forbes Road Career & Technology Center
Non-Degree Course, Electrical Computer Repair
Completed a specialized non-degree course focusing on electrical computer repair. Gained practical skills and technical knowledge in computer hardware and troubleshooting.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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