Karen Moreira
@karenmoreira
I process mortgage loans accurately from application through documentation review, serving English- and Spanish-speaking borrowers.
United StatesWhat I'm looking for
I'm currently processing mortgage loans remotely for Moder - Freedom Mortgage, gathering borrower information and ensuring income documentation is complete, accurate, verified, and compliant with company policy. Previously, I guided clients through loan applications as a Mortgage Loan Officer at TCH Mortgage.
Across American Pacific Mortgage, Pacific One Lending, Lending Solutions, and Citicorp Trust Bank, I've supported loan processing from pre-approval through closing, including credit analysis, risk assessment, underwriting preparation, document coordination, and customer service. I'm fully bilingual in English and Spanish and bring disciplined prioritization, clear communication, and composure under deadlines.
Experience
Work history, roles, and key accomplishments
Mortgage Processor
Freedom Mortgage
Nov 2024 - Present (1 year 9 months)
Receives calls, gathers information, and inputs loan information into the system for processing. Ensures income documentation is complete, accurate, verified, and complies with company policy.
Mortgage Loan Officer
TCH Mortgage
Jan 2022 - Nov 2024 (2 years 10 months)
Evaluated clients' financial situations and guided them through the loan application process.
Mortgage Processor
American Pacific Mortgage
Apr 2021 - Jan 2022 (9 months)
Received calls, gathered information, and input loan information into the system for processing. Ensured income documentation was complete, accurate, verified, and compliant with company policy.
Mortgage Processor
Pacific One Lending
Jan 2011 - Jan 2012 (1 year)
Received calls, gathered information, and input loan information into the system for processing. Ensured income documentation was complete, accurate, verified, and compliant with company policy.
Loan Specialist II
Lending Solutions Inc
Jan 2007 - Jan 2009 (2 years)
Provided customer service, processed loan applications, performed risk assessment and credit analysis, and cross-sold additional financial products.
Mortgage Processor
Citigroup Trust Bank
Jan 2006 - Jan 2007 (1 year)
Received calls from customers and attorneys, gathered information, and managed files from pre-approval to closing. Verified loan documents and prepared applications for underwriting.
Education
Degrees, certifications, and relevant coursework
Park University
Bachelor of Science, Management and Information Systems
2010 - 2012
Pursued a Bachelor of Science in Management and Information Systems.
University of Puerto Rico
Computer Engineering
1990 - 1994
Studied Computer Engineering.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Job categories
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