@kamalkumarrojat
Banking manager at ICICI Bank reviewing credit facilities and monitoring compliance for business loans.
IndiaAt ICICI Bank, I review monthly stock statements and approve funds for working capital requirements. I also carry out post-sanction credit administration and monitoring for business, business loan, and SME facilities.
Earlier, at Barclays Bank and Teleperformance, I worked on risk-based monitoring for secured loans, process quality reporting, and process improvement. I also created and audited process documents and conducted training sessions.
Work history, roles, and key accomplishments
ICICI Bank
Dec 2022 - Present (3 years 10 months)
Reviewing monthly stock statements and approving funds for working capital requirements. Carrying out post-sanction credit administration and monitoring activities for business loans.
Served as Process SME, reported to stakeholders on process quality, and conducted risk-based monitoring for secured loans. Developed risk management strategies and mentored junior analysts.
Performed risk-based monitoring for secured loans, created and audited process documents, and conducted training sessions. Collaborated with cross-functional teams to improve operational effectiveness.
Prepared and authorized funds for house purchase and remortgage loans. Verified documents, coordinated with brokers and solicitors, and prepared reports for clients and management.
Prepared and executed payoff quotes, reported to team leader, and monitored escalation emails and calls.
Coded maps in live database, assigned work areas to team, and conducted quality checks on work areas.
Degrees, certifications, and relevant coursework
Post Graduation, Accounting and Finance
Completed post-graduation in Accounting and Finance from the University of Mumbai in 2021.
Graduation, Accounting and Finance
Completed graduation in Accounting and Finance from L.S. Raheja College in 2013.
Software and tools used professionally
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