Justine Kesary Realtor

I’m a results-driven mortgage servicing professional with 19+ years of experience helping distressed homeowners avoid foreclosure through short sales, loan modifications, repayment plans, forbearances, and other mortgage workout solutions.

I manage high-volume remote pipelines with empathy and accuracy, negotiating with lenders, servicers, investors, attorneys, and escrow professionals to drive successful outcomes. I prepare complete lender packages—including hardship letters, tax returns, financial statements, and income documentation—and keep complex foreclosure timelines moving through BPOs, inspections, and appraisals.

Across negative equity, title defects, bankruptcy, probate, trusts, and lien resolution (including IRS and California FTB liens, judgments, and junior liens), I focus on clear coordination across title, escrow, vendors, and transaction partners. I bring deep experience with FHA, VA, USDA, Conventional, Portfolio, Fannie Mae, Freddie Mac, PennyMac, and HAMP, while ensuring exceptional customer service throughout every step.