Freddie Harris
@freddieharris
Experienced mortgage and loss mitigation specialist delivering accurate underwriting and customer-focused loan solutions.
What I'm looking for
I am an experienced mortgage, loss mitigation, and claims professional with a strong track record in loan processing, underwriting support, and customer service across large financial institutions. I have worked on credit analysis, foreclosure alternatives, loan workout recommendations, and claims processing while maintaining accurate documentation and regulatory compliance.
I collaborate with underwriters, clients, and third parties to resolve complex cases, clear conditions, and drive timely resolutions using systems like Encompass, LenderLive, ICAT, and various bank servicing platforms. I bring attention to detail, strong communication skills, and a decade-plus of workflow, data entry, and customer-service experience to reduce risk and improve borrower outcomes.
Experience
Work history, roles, and key accomplishments
Loss Draft Specialist
Assurant
Oct 2025 - Feb 2026 (4 months)
Reviewed and processed insurance claims for accuracy and compliance, collaborated with underwriters on complex claims, and maintained documentation and reports to support investigations and settlement recommendations.
Loan Processor
Convergenz / LoanDepot
Aug 2020 - Mar 2025 (4 years 7 months)
Reviewed loan applications and supporting documents, structured loans per AUS and investor requirements, communicated with customers and closing agents to resolve documentation issues, and managed pipeline reports to clear conditions.
Reviewed borrower documentation, credit and collateral to recommend or approve loss mitigation and workout solutions, conducted escrow and delinquency analyses, and obtained third-party approvals for securitized loans.
Performed quality reviews of mortgage processors, reviewed documentation for short sale and modification qualifications, generated missing item letters, and supported CAS escalation and special projects.
Interviewed mortgage applicants, verified income and documentation, determined eligibility for mortgage programs, and coordinated application submission to processors for verification.
Contacted delinquent and high-risk customers to secure payments or repayment plans, negotiated settlements, resolved billing inquiries, and assisted with loss mitigation and forbearance referrals.
Acted as liaison between customers and investors/lenders, updated borrower information, and recommended workout solutions while ensuring customers understood requirements and expectations.
Administrative Assistant
NBCS
Feb 2006 - May 2008 (2 years 3 months)
Managed office operations including scheduling, supply procurement, mail handling, and coordination between agents and business owners to support daily office functions.
Education
Degrees, certifications, and relevant coursework
Jackson State Community College
Associate's degree, Nursing
1996 -
Completed nursing coursework at Jackson State Community College beginning September 1996.
North Side High School
High school diploma, Secondary Education
Completed secondary education and received a high school diploma in May 1995.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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