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Joseph TorresJT
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Joseph Torres

@josephtorres

Senior Java full-stack engineer building fintech platforms—payments, real-time data, and revenue dashboards.

United States
Message

What I'm looking for

I’m looking to build high-scale fintech payment and billing systems end-to-end—real-time streaming, reliable microservices, and great UX—on AWS/Azure with strong observability, ownership, and fast iteration.

I’m a full stack engineer with 11+ years of experience building large-scale fintech and enterprise platforms, with a deep background in payment infrastructure, real-time data streaming, and user-facing financial dashboards. At Stripe, I’ve built end-to-end merchant revenue reconciliation and integrated fraud signal APIs into checkout, shipping features that materially reduced discrepancies and fraud-related disputes.

I develop core billing analytics APIs with Python (FastAPI) and Kafka pipelines, deliver sub-second dashboard latency with PostgreSQL/DynamoDB, and improve reliability through idempotency, retry logic, and dead-letter queues. I also lead engineering quality through observability standards (OpenTelemetry + Datadog) and accelerate iteration using Claude Code and Cursor, while previously strengthening Azure Portal experiences with Angular and C#/.NET.

Experience

Work history, roles, and key accomplishments

Stripe logoST
Current

Senior Software Engineer

Feb 2021 - Present (5 years 4 months)

Built merchant revenue reconciliation end-to-end on Stripe Payments, reducing reconciliation-related merchant support tickets by 34% through a Spring Boot (gRPC) backend and a real-time React dashboard. Developed billing analytics APIs and streaming pipelines (Kafka to PostgreSQL/DynamoDB), improving revenue dashboard responsiveness with sub-second queries and cutting event processing lag by 38%.

Stripe logoST

Software Engineer

Mar 2019 - Feb 2021 (1 year 11 months)

Rebuilt Stripe’s merchant payment method management UI in React, reducing page load time by 52% and improving mobile responsiveness. Delivered multi-currency payout configuration REST APIs in Spring Boot, enabling expansion into three new markets across 14 countries, and reduced reported onboarding UI bugs by 38%.

Microsoft logoMI

Software Engineer

Aug 2014 - Mar 2019 (4 years 7 months)

Delivered Azure Portal features by building Angular frontend modules and C#/.NET backend APIs for subscription lifecycle and RBAC enforcement. Improved onboarding performance by replacing server-side rendering with client-side Angular routing and lazy loading, decreasing initial load time by 44% and raising Lighthouse performance from 61 to 84.

Education

Degrees, certifications, and relevant coursework

California Institute of Technology logoCT

California Institute of Technology

Bachelor of Science, Computer Science

2010 - 2014

Earned a Bachelor’s degree in Computer Science at the California Institute of Technology.

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