Skip to main content
Joe CossJC
Looking for a job

Joe Coss

@joecoss

I resolve complex catastrophe property claims from first notice through defensible settlement.

United States
Message

At USAA, I manage complex first-party residential property claims from FNOL through final resolution, including high-exposure losses from $100K to $650K+. I investigate causation, interpret coverage, set reserves, evaluate scope and costs, negotiate settlements, and coordinate experts, vendors, counsel, and adjusters across multiple jurisdictions.

I've also supported nationwide catastrophe response with Allstate and spent more than a decade handling complex field property losses at Farmers Insurance. I serve as a technical resource and mentor on coverage, appraisal, mediation, condominium issues, documentation, compliance, and escalated claim strategy.

Experience

Work history, roles, and key accomplishments

USAA logoUS
Current

Property Adjuster Specialist - Catastrophe Team

Jan 2021 - Present (5 years 8 months)

Managed complex first-party residential property claims from first notice through final resolution, including high-exposure losses generally ranging from $100K to $650K+. Investigated facts and causation, interpreted policy language, determined coverage, established and updated reserves, evaluated repair scope and cost, negotiated settlements, and issued payments within authority.

Education

Degrees, certifications, and relevant coursework

University of Phoenix logoUP

University of Phoenix

Business Management

Pursued business management studies at the University of Phoenix.

Tech stack

Software and tools used professionally

Get matched with your dream remote job

Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan