Joan Araya
@joanaraya
Tier 2 technical support and consumer credit specialist focused on fraud-safe, SLA-driven resolutions.
What I'm looking for
I’m a Technical Support and Credit Operations professional specializing in Tier 2 escalations, customer experience, and complex case resolution. I support global customers while maintaining compliance, quality, and strong service recovery standards.
In consumer credit roles, I investigated credit disputes, identified fraud indicators, and protected sensitive consumer data. I resolved 40–45 consumer credit cases daily at TransUnion while improving customer outcomes through cross-functional collaboration.
As a Tier 2 Subject Matter Expert, I delivered advanced hardware and software support, provided real-time coaching and floor support, and assisted onboarding for new hires. I also performed root cause analysis, strengthened knowledge management, and helped reduce repeat contacts by partnering with engineering and leadership.
Experience
Work history, roles, and key accomplishments
Consumer Credit Support Representative
TransUnion
Mar 2025 - May 2026 (1 year 2 months)
Resolved 40–45 consumer credit cases daily while maintaining compliance and quality standards. Investigated credit disputes, identified fraud indicators, and protected sensitive consumer data.
Consumer Credit Support Representative
Foundever
May 2024 - Mar 2025 (10 months)
Achieved 88% First Contact Resolution versus an 80% target while maintaining compliance. Verified applications, resolved discrepancies, and consistently exceeded productivity goals.
Technical Support Specialist - Tier 2 SME
Concentrix
May 2022 - May 2024 (2 years)
Provided advanced Tier 2 support for hardware and software issues as a Subject Matter Expert (SME), delivering real-time coaching and floor support. Managed high-priority escalations, performed root cause analysis to reduce repeat contacts, and partnered with engineering to document reproducible issues.
Education
Degrees, certifications, and relevant coursework
Ministerio de Educación Pública
High School Diploma, Secondary Education
Earned a High School Diploma from the Ministerio de Educación Pública in 2021.
Instituto Nacional de Aprendizaje (INA)
Intermediate English Program Certification, English
Completed an Intermediate English Program Certification at Instituto Nacional de Aprendizaje (INA) in 2021.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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