Open to opportunities

Jessica Dewey

@jessicadewey

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Mortgage compliance leader specializing in HMDA oversight and risk mitigation.

United States

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What I'm looking for

I seek a compliance leadership role focused on HMDA and regulatory reporting, where I can lead cross-functional teams, use SAS analytics, support exam readiness, and drive process improvements in a collaborative, audit-focused environment.

I am a results-driven mortgage compliance and risk management professional with over 15 years of experience ensuring regulatory adherence, data integrity, and operational excellence across top-tier financial institutions.

I specialize in HMDA oversight, quality assurance, and regulatory reporting, using SAS and analytics to validate HMDA-reportable data and resolve system defects to improve reporting accuracy. I have led enterprise-wide HMDA strategies, conducted detailed risk assessments, and prepared organizations for regulatory examinations and internal audits.

I develop compliance programs, draft policies and procedures, and deliver targeted training that elevates staff knowledge and reduces regulatory exposure. My work driving exception remediation and cross-functional collaboration has strengthened internal controls and improved data reliability.

I bring a practical, audit-ready approach and a track record of leading projects that reduce risk and enhance compliance; I seek opportunities to apply this experience to complex, regulated environments. I thrive in collaborative teams and prioritize clear communication and measurable outcomes.

Experience

Work history, roles, and key accomplishments

AVP HMDA Oversight Analyst

KeyBank

Aug 2022 - Jul 2025 (2 years 11 months)

Led development and execution of enterprise-wide HMDA compliance strategies, performing SAS-based testing and data integrity checks to remediate discrepancies and improve regulatory reporting accuracy. Supported regulatory examinations and delivered training programs to strengthen compliance controls.

HMDA Reporting SAS Data Integrity Regulatory Reporting Risk Assessment Issue Remediation Training

AVP HMDA Oversight Analyst

U.S. Bank

Mar 2018 - Aug 2022 (4 years 5 months)

Managed resolution of system defects impacting HMDA-reportable fields and conducted quarterly risk assessments to close control gaps and enhance data reliability. Maintained validity edit lists and led high-risk HMDA reviews with root cause analysis to improve reporting accuracy.

HMDA Reporting Root Cause Analysis Risk Assessment Data Validation

Compliance Analyst Sr.

Fifth Third Bank

Apr 2016 - Mar 2018 (1 year 11 months)

Executed risk-based mortgage loan audits and pre-implementation assessments to identify control deficiencies and recommend remediation that strengthened the control environment. Performed monthly monitoring of mortgage data to ensure investor guideline compliance and audit readiness.

Monitoring Audit Reporting Internal Controls Regulatory Exams Policy Recommendations

Compliance Analyst

Northpointe Bank

Oct 2013 - Dec 2015 (2 years 2 months)

Completed comprehensive HMDA data scrubs, drafted compliance policies, and led internal investigations to mitigate compliance breaches and improve oversight. Delivered training on TRID, TILA, HMDA, UDAAP, and Fair Lending to increase staff compliance awareness.

Policy Development UDAAP Fair Lending

Quality Control Analyst I

Independent Bank

Mar 2000 - Oct 2013 (13 years 7 months)

Performed quarterly HMDA scrubs and led quality control testing to validate mortgage compliance with investor guidelines, reducing audit findings and improving reporting accuracy. Developed SOPs for QA processes and collaborated with IT to ensure effective compliance monitoring systems.

Quality Control HMDA Scrubs SOP Development Audit Support Compliance Monitoring