Amber Densey

Conduct enterprise-level risk assessments and assist in risk identification across multiple business lines. Monitor emerging regulatory trends and translate findings into actionable business risk mitigation strategies.

Conducted quality control reviews of processes and documentation; identified risks and control weaknesses. Delivered audit findings and collaborated with business units on corrective actions and timelines.

Led UDAAP, operational risk, and regulatory reviews; facilitated risk control self-assessments with business stakeholders. Evaluated policies, procedures, and business processes for risk implications, control strength, and regulatory impact.

Assessed financial risk of loan files by reviewing credit, income, and collateral documents. Applied regulatory knowledge to ensure compliance with investor, agency, and company risk guidelines.

Reviewed documentation for accuracy and regulatory compliance to reduce process risk. Liaised between underwriting, compliance, and sales teams to resolve issues and ensure control alignment.

Completed a Master of Business Administration program, focusing on advanced business principles and management strategies. Gained expertise in various aspects of business operations and decision-making.