James Harding

Managed the bank's fraud strategy for Private Bank and Corporate Bank Debit Cards, while also supporting Commercial Credit Cards and various projects. Utilized SQL and SAS for complex data analyses to identify fraud risks, trends, and optimization opportunities.

Performed extensive data analysis and collaborative research to identify and quantify potential fraud risk exposures and inefficiencies. Engaged in initiatives and projects to mitigate fraud risk, reduce losses, and achieve KPI targets.

Facilitated transactions for customers and established rapport by servicing their banking needs. Analyzed customer requirements to identify suitable retail banking products such as loans, insurance, and mortgages.

Grade: First Class Honours

Achieved a First Class Honours degree, focusing on modules such as Fixed Income and Credit Risk, Corporate Finance, Derivatives, Financial Econometrics, and Macroeconomics. Gained comprehensive knowledge in banking and international finance principles.

Grade: A* in Mathematics, B in English, AS Further Mathematics, AS Biology, Distinction* in Business Diploma

Completed A Levels including an A* in Mathematics, B in English, AS Further Mathematics, AS Biology, and a Distinction* in Business Diploma. Awarded highest achiever for Mathematics.

Grade: A in English Literature, Biology, Chemistry, Physics, P.E., B in English Language and Mathematics

Achieved A grades in English Literature, Biology, Chemistry, Physics, and P.E., along with B grades in English Language and Mathematics. Developed a strong foundational knowledge across various subjects.