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Ike Melvitasari User

@ikemelvitasariuser

I am an Actuarial Science graduate specializing in data analytics and product implementation.

Indonesia
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What I'm looking for

I seek a product- or risk-focused role in insurance/financial services where I can apply data analytics, lead end-to-end product delivery, collaborate cross-functionally, and grow into product and risk leadership.

I am an Actuarial Science graduate with hands-on experience implementing unit-linked insurance products, leading end-to-end product launches, and coordinating UAT and structured testing to ensure timely, compliant releases. I have delivered enhancements such as a Health UDR, Waiver product improvements, and a traditional lifetime income plan while working closely with IT and stakeholders.

I leverage data visualization and reporting tools (Power BI, Access, Excel) to quantify fraud impact, build dashboards, clean databases, and support decision-making. I combine risk management, operational assurance, and process optimization to improve reporting quality, mitigate risks, and drive measurable results.

Experience

Work history, roles, and key accomplishments

PS

Operational Risk Management Officer

PT Bank Mega Syariah

Aug 2023 - May 2024 (9 months)

Managed operational risk programs including RCSA and BCM, delivered risk culture and BCM training to 10 bank units, and conducted assurance reviews of five bank products to recommend mitigation strategies.

PI

Anti-Fraud Strategic & Reporting Apprentice

Prudential Indonesia

Feb 2023 - Jul 2023 (5 months)

Performed sensitivity and trend analyses for external fraud, produced PowerBI reports, supported investigators on up to 50 fraud cases, and contributed to an international fraud detection system project with testing inputs and weekly MOMs.

PT

Digital & Operational Risk Intern

PT Bank Rakyat Indonesia (Persero) Tbk.

Apr 2022 - Oct 2022 (6 months)

Built and cleaned a five-year internal fraud recovery database, developed dashboards and visualizations to report fraud recovery achievements, and consolidated weekly data from 18 regional offices to support the BRILiant program.

Education

Degrees, certifications, and relevant coursework

IPB University logoIU

IPB University

Bachelor of Actuarial Science, Actuarial Science

2019 - 2023

Grade: 3.46/4.00

Activities and societies: Research: http://repository.ipb.ac.id/handle/123456789/121171. Achievements: 2nd place, National Management Olympiad (Mataram University, 2021); Gold Medal in Economy, Indonesian Youth Science Competition (2021); Silver Medal in Economy, POSI Science Competition (2021). Certifications: ASAI A30 Economics (Persatuan Aktuaris Indonesia); Sertifikasi Manajemen Risiko (SMR) Level 1 (LSPKS).

Bachelor’s Degree in Actuarial Science (GPA 3.46/4.00) completed Aug 2019–Jul 2023 with a thesis analyzing dependency structure between financial assets using t-Copula and drawable vine copula approaches.

Tech stack

Software and tools used professionally

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Ike Melvitasari User - Product Implementation Officer - PT AIA Financial | Himalayas