Hunter Winters

At Clair, I've built finance and business operations systems supporting company scaling and an active Series C raise. My FP&A headcount model avoided five hires and saved approximately $175,000 annually, while AI-driven workflow automations reduced management oversight time by 30% and shortened month-end close by two days.

I've led cross-functional initiatives across regulatory operations, underwriting, fraud prevention, vendor strategy, and company-wide OKRs. I built the Pathward program management function from scratch, authored 15+ regulatory submissions, and helped reduce overdue rates from 2.45% to 2.28% through a machine-learning underwriting rollout.

I also directed a 15+ person dispute operations team through full regulatory compliance and a bank wind-down, processing 3,695 refund checks. My vendor negotiations delivered $95,000 in overhead savings, $78,571 in refunds and credits, and a $300,000 cost-avoidance business case.