At Bank Tabungan Negara (Persero) Tbk, I lead daily branch operations and customer service delivery, support resolution of complex customer issues, and analyze operational and customer data to identify service improvements. I contributed to my branch achieving the #1 nationwide BTN Service Star Score ranking, with 94.96 points.
Previously, I led a team of 8–12 managing approximately 1,200 mortgage customers and a portfolio exceeding IDR 115 billion. Through customer segmentation, proactive follow-up, and process improvement, I helped reduce branch NPL from 4.26% to 1.51% within 12 months.

