Looking for a job

Gesora Momanyi

@gesoramomanyi

Message

I grow mortgage portfolios and manage compliant credit operations at KCB Bank.

Kenya

Message

What I'm looking for

I'm seeking a highly competitive and dynamic banking organization where I can deliver quality service, apply my mortgage, credit, compliance, and accounting experience, and continue growing through exposure to current industry needs.

I've built my banking career at KCB Bank Kenya Limited, progressing from Mortgage Advisor Officer to Credit Administration and Compliance Officer and now Mortgage Relationship Manager.

I conduct real-estate market analysis, prequalify and appraise mortgage customers, advise clients on mortgage facilities, and track covenants after disbursement. My mortgage sales performance was recognized as third highest in the team in 2014, and I was named Top Mortgage Relationship Manager for the first half of 2023.

In credit administration, I managed branch portfolios, assessed loan facilities for compliance, conducted due diligence and KYC, analyzed documents to prevent fraud, and prepared regulatory returns. I focus on minimizing risk while maintaining quality service and meeting monthly, quarterly, and annual deadlines.

Earlier, I worked as an Accountant at Anthill Bees Limited, preparing financial statements, audits, reconciliations, cash-flow assessments, and financial reports. I bring a Bachelor of Commerce in Accounting, ongoing CPA Section 2 studies, and a commitment to integrity, servant leadership, and quality service.

Experience

Work history, roles, and key accomplishments

Current

Mortgage Relationship Manager

Current

KCB Bank Kenya Limited

Mar 2022 - Present (4 years 6 months)

Conducts market analysis on real estate, manages customer details, and arranges engagement talks with bank clients. Advises customers on mortgage facilities, cross-sells bank products, appraises mortgage loans, and ensures covenant tracking after disbursement.

Market Analysis Customer Relationship Management Cross Selling Covenant Tracking Risk Management

Credit Administration and Compliance Officer

KCB Bank Kenya Limited

Dec 2020 - Mar 2022 (1 year 3 months)

Managed branch portfolio in accordance with Central Bank regulations, assessed loan facilities for compliance, and conducted due diligence and KYC to prevent fraud and money laundering. Prepared monthly, quarterly, and annual returns for the bank and regulator.

Credit Administration Compliance KYC Due Diligence Risk Management Portfolio Management Regulatory Reporting

Mortgage Advisor Officer

KCB Bank Kenya Limited

Sep 2013 - Dec 2020 (7 years 3 months)

Introduced new customers to the bank by selling mortgage and other bank products, advised customers on suitable products, and collected documentation for loan applications. Appraised mortgage loans, followed up on customers until drawdown, and arranged property bus tours and open days.

Mortgage Sales Customer Advisory Cross Selling Event Coordination

Accountant

Anthill Bees Limited

Jan 2013 - Sep 2013 (8 months)

Reviewed international financial reporting standards and accounting standards, wrote auditing plans and programs, and prepared financial statements for presentation to board, management, shareholders, and statutory bodies. Conducted financial investigations, prepared bank reconciliations, and advised on computer-based accounting systems.

Financial Reporting Audit Bank Reconciliation Quickbooks Financial Analysis Taxation