Dushmanta Mahakur

I’m a detail-oriented 401(k) Analyst specializing in US retirement plan administration, with hands-on experience supporting Defined Contribution (DC) and Defined Benefit (DB) plans. I process complex distributions—rollovers, hardship withdrawals, loans, terminations, death claims, QDROs, and Required Minimum Distributions (RMDs)—while keeping accuracy high in fast-paced operational environments.

In my current role (10/2024 – Present), I prepare and validate IRS tax forms including Form 1099-R and Form 945, performing tax calculations, penalties, and withholding validations for participant distributions. I also calculate QDRO benefits and check DRO for qualification using defined checklists to maintain correct eligibility and reporting.

I administer retirement plans using Relius Administration and FT William platforms for transaction processing, compliance testing, and reporting. I ensure adherence to ERISA and IRS regulations, reconcile plan transactions, support audits with accurate documentation, and collaborate with plan sponsors, payroll teams, trustees, and internal stakeholders to resolve distribution and compliance issues.