Nivedita User
@niveditauser3
I validate 401(k) financial data, reconcile contributions, and support trust accounting operations.
IndiaWhat I'm looking for
I handled 401(k) retirement plans for US-based clients at SandMartin Group of Companies, validating participant and plan-level financial data.
I performed contribution reconciliation and trust accounting, and prepared Statements of Assets and Liabilities. I used FTW software for compliance processes while meeting regulatory and client-specific requirements.
During my internship with the Ministry of Finance's Department of Investment and Public Asset Management, I supported research and gained exposure to public asset management and government financial processes.
With an MBA in Finance, I bring Advanced Excel, Power BI, SPSS, and data analytics skills to finance operations, MIS, financial analysis, and data analytics work.
Experience
Work history, roles, and key accomplishments
Process Associate
SandMartin Group of Companies
Aug 2025 - Feb 2026 (6 months)
Handled 401(k) retirement plans for US-based clients, performed data scrubbing and validation, contribution reconciliation, trust accounting, and prepared Statements of Assets and Liabilities. Ensured compliance with regulatory and client-specific requirements using FTW software.
Intern
Ministry of Finance (DIPAM)
May 2024 - Jul 2024 (2 months)
Assisted in research and gained exposure to public asset management and government financial processes.
HR Intern
Self Reliant India (NGO)
Aug 2018 - Sep 2018 (1 month)
Managed documentation and maintained employee/volunteer records, issued offer letters and volunteer certificates, and assisted in drafting organizational policies including Code of Conduct and Grievance Redressal Policy.
Education
Degrees, certifications, and relevant coursework
Dr. B.R. Ambedkar University
Master of Business Administration, Finance
2023 - 2025
Grade: 76%
Pursued an MBA in Finance, achieving 76%.
Ramanujan College, Delhi University
Bachelor of Management Studies, International Trade
2017 - 2020
Completed a Bachelor of Management Studies with a focus on International Trade.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Salary expectations
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